Everything You Need to Know about Discounted IVF
If you’ve been told IVF is your next step, the cost can feel overwhelming, especially when you learn a single cycle runs from $15,000 to $30,000 or more nationally. But discounted IVF doesn’t have to mean lower quality. CNY Fertility makes full-service, affordable IVF truly accessible, starting at just $5,769, including medications.
Why Discounted IVF Matters More Than Ever
For many hopeful parents, the journey to conception is already emotional and exhausting. Then comes the sticker shock, without guaranteeing success. Discounted IVF makes family building accessible to far more hopeful parents.
Let’s take a closer look at why discounted IVF matters:
Success Rates
The average success rates hover around 50 percent, which means that many people will need more than one cycle to conceive.
Income Constraints
As of 2023, the median household income in the U.S. was $80,610 (U.S. Census Bureau), but that number doesn’t reflect how much families actually have left to spend. Discretionary income—the money remaining after essentials like housing, taxes, and groceries—is much smaller, making high-priced fertility care feel out of reach for the average American.
Limited Insurance Coverage
Most Americans don’t have insurance coverage for IVF. A 2018 analysis by Mercer found that 74 percent of U.S. workers lacked any IVF insurance benefits, and those who did were typically in higher-income jobs with generous employer-sponsored plans.
Even in states with fertility coverage mandates, eligibility is often limited to people working for large companies or specific insurance types, leaving many to pay entirely out of pocket.
Discounted IVF at CNY Fertility
CNY Fertility offers a significantly more affordable alternative to other clinics. Our comprehensive IVF package starts at $5,769 and includes standard fertility medications, making it one of the lowest-priced full-service IVF options available in the U.S.
What’s Included in CNY Fertility’s $5,769 IVF Package
This discounted IVF package bundles many services that are usually billed separately at other clinics, such as:
- Egg retrieval with anesthesia
- ICSI (Intracytoplasmic Sperm Injection)
- Assisted hatching
- Standard fertility medications for stimulation and early pregnancy support
By including these essential services upfront, CNY helps patients avoid surprise fees and better plan their budgets.
Other costs for travel clients include:
- Local monitoring (labs and ultrasounds): around $995 (may be covered by insurance)
- Cycle coordination fee (if using outside monitoring): $150
Does Traveling for Discounted IVF Still Save You Money?
Absolutely. More than half of CNY Fertility patients travel from out of state, and many from outside the U.S., and that’s because even with travel expenses, the savings are significant.
Even when you include the cost of flights, hotel stays, and meals, most clients complete an entire IVF cycle with CNY Fertility for under $10,000, thousands less than what they would pay locally.
What Additional Costs Should You Expect with Discounted IVF?
Even with discounted IVF, it’s important to understand the full scope of possible expenses. Most clinics advertise base packages that include only the essential procedures. Additional services, depending on your needs, can increase your total cost by $5,000 to $15,000 or more.
Here’s a breakdown of common add-ons, with CNY Fertility’s discounted pricing compared to the higher averages at other clinics:
Fertility medications: At CNY Fertility, standard IVF medications start at $2,000 per cycle or are included in a discounted bundle. At other clinics, medication costs typically range from $3,000 to $8,000, depending on dosage and protocol, and are billed separately from advertised IVF package prices.
Embryo or egg freezing and storage: CNY charges as little as $600 for initial freezing. Most other clinics charge $600 to $1,000, with additional annual storage fees that vary.
Frozen embryo transfer (FET): CNY offers FETs for as low as $945 if completed within one year of retrieval and $1950 thereafter. Other clinics typically charge between $3,500 and $5,000.
Preimplantation genetic testing (PGT): CNY’s genetic testing starts around $2,000, including biopsy and lab fees. In contrast, most clinics charge $4,000 to $5,000, not including the required frozen embryo transfer.
Donor eggs: At CNY, donor egg IVF starts around $14,000. At most other full-service clinics, donor egg cycles cost $25,000 to $40,000.
Implantation and immune support therapies: Pricing at CNY varies by treatment, but some options start at a few hundred dollars, compared to over $5,000 at many clinics.
Financing Options for Discounted IVF
Even with significantly reduced pricing, many patients still benefit from flexible payment options to help manage out-of-pocket IVF costs. CNY Fertility offers in-house financing with a minimal monthly account management fee of just $40, often far more affordable than traditional third-party loans.
There are no credit checks, and everyone is approved. You can begin treatment with as little as $200 down, making IVF more financially accessible when you need it most.
Guarantee Programs
While not the lowest-cost option upfront, IVF guarantee programs offer peace of mind by providing a partial refund if treatment is ultimately unsuccessful after a set number of cycles.
CNY Fertility’s Fertile Guarantee™ packages range from $16,000 to $26,000 for up to six IVF cycles (excluding medications and genetic testing). For many, this structure offers both financial predictability and renewed hope.
Success Rates and Affordable IVF: Does Lower Cost Mean Lower Outcomes?
When exploring discounted IVF options, it’s natural to wonder whether lower prices mean lower success rates. The good news is, they don’t have to.
CNY Fertility consistently achieves success rates that align with national averages. In some categories, outcomes may be slightly higher or lower in a given year, but overall, our results remain comparable to clinics that charge two to three times more.
It’s also important to note what the data doesn’t always show. As the Society for Assisted Reproductive Technology (SART) explains, success rates can vary based on a clinic’s approach to patient selection. Many high-cost clinics limit who they treat based on age, hormone levels, body mass index, or number of past failed cycles—factors that can improve published success rates.
At CNY, we take a different view. We believe that everyone deserves a chance to build a family, regardless of their clinical history or lab values.
That means we serve many patients who have been turned away elsewhere. While this inclusivity may impact our numbers on paper, we’re proud to offer care that reflects our core belief: that fertility treatment should be available to everyone who needs it.
The Bottom Line on Discounted IVF
IVF shouldn’t be reserved for only the wealthiest or most privileged among us. With CNY Fertility’s deeply discounted, all-inclusive IVF packages starting at just $5,769, including standard medications, more individuals and couples can access the care they need without compromising on quality.
From flexible financing and comprehensive services to national success rates and an inclusive treatment philosophy, CNY Fertility proves that high quality IVF is within reach.
