Making Priceless Affordable®

Affording Fertility Treatment

Pricing, payment plans, insurance coverage, guarantee programs, and everything else you need to make your fertility treatment a reality.  Welcome to Making Priceless. Affordable®.

Treatment Pricing

Fertility Treatment Cost & Payment Plans

Self-pay pricing.

Automatically Included
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Add ons
Discount
Finance
Contract length (in months)
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Sample Payment Calculator: Self Pay Pricing
  • {{treatment['data']['name']}} $ {{ treatment['data']['price']['base_price']['cny'] }}
    National Average.${{ treatment['data']['price']['base_price']['others']}}
  • + {{ treatment.data.price.monitor.remote.label }} Remote Cycle Management${{total_monitor.cny}}
    + {{ treatment.data.price.monitor.in_house.label }} In House Monitoring${{total_monitor.cny}}
    National Average.${{total_monitor.national}}
    + {{treatment.data.price.monitor.remote.note_calc | stripHTML}} {{treatment.data.price.monitor.in_house.note_calc | stripHTML}} Third Party ${{ total_monitor.others }}
    {{ treatment.data.price.reciprocal_ivf.note_calc ? treatment.data.price.reciprocal_ivf.note_calc : "Reciprocal IVF requires both partners to be monitored" }} {{ treatment.data.price.frozen_transfer.note_calc_monitor ? treatment.data.price.frozen_transfer.note_calc_monitor : "" }}
  • + {{ treatment.data.price.frozen_transfer.label }} Frozen Transfer${{treatment.data.price.frozen_transfer.cny}}
    National Average.${{treatment.data.price.frozen_transfer.national}}
  • + {{ treatment.data.price.genetic_testing.label }} Genetic Testing${{treatment.data.price.genetic_testing.cny}}
    National Average.${{treatment.data.price.genetic_testing.others}}
    + {{treatment.data.price.genetic_testing.note_calc | stripHTML}} Third Party${{treatment.data.price.genetic_testing.third_party}}
  • + IVF FET $
    National Average.$
    +Third Party $
  • TOTAL MEDICATION CNY ${{total_medication.cny}}
  • + {{ treatment.data.price.medication.label }} Medication Estimate${{total_medication.cny}}
    National Average.${{total_medication.national}}
    + {{total_medication.note_calc | stripHTML}} Third Party${{total_medication.third_party}}
  • + {{ treatment.data.price.zymot.label }} ZyMōt Sperm Processing${{treatment.data.price.zymot.cny}}
    National Average.${{treatment.data.price.zymot.others}}
    + {{ treatment.data.price.zymot.note_calc | stripHTML}} Third Party${{treatment.data.price.zymot.third_party}}
  • + {{ treatment.data.price.pregmune.label }} Pregmune Reproductive Immunology Testing${{treatment.data.price.pregmune.cny}}
    National Average.${{treatment.data.price.pregmune.others}}
    + {{ treatment.data.price.pregmune.note_calc | stripHTML}} Third Party${{treatment.data.price.pregmune.third_party}}
  • TOTAL Donor eggs CNY ${{total_donor_eggs.cny}}
  • + {{ treatment.data.price.donor_eggs.label }} Donor eggs${{total_donor_eggs.cny}}
    National Average.${{total_donor_eggs.national}}
    + {{treatment.data.price.donor_eggs.note_calc | stripHTML}} Third Party${{total_donor_eggs.others}}
  • + {{ treatment.data.price.donor_sperm.label }} Donor sperm${{treatment.data.price.donor_sperm.cny}}
    National Average.${{treatment.data.price.donor_sperm.national}}
    + {{treatment.data.price.donor_sperm.note_calc | stripHTML}} Third Party${{treatment.data.price.donor_sperm.others}}
  • + {{ treatment.data.price.donor_eggs.label }} Donor Package${{total_donor_package.cny}}
    National Average.${{total_donor_package.national}}
    + {{treatment.data.price.donor_package.note_calc | stripHTML}} Third Party${{total_donor_package.others}}
  • + {{ treatment.data.price.gestational_surrogacy.label }} Gestational Surrogacy${{treatment.data.price.gestational_surrogacy.cny}}
    National Average.${{treatment.data.price.gestational_surrogacy.national}}
    + {{treatment.data.price.gestational_surrogacy.note_calc | stripHTML}} Third Party${{treatment.data.price.gestational_surrogacy.others}}
  • {{ treatment.data.price.split_cycle.label }} Split Cycle Discount
    ${{discount_split_cycle}}
  • 5% Military & Vet Discount
    ${{discount}}
  • Financing Fee
    ${{finance.fee}}
  • Total to CNY
    This is the estimated total paid directly to CNY Fertility for services rendered by CNY.
    ${{total.total}}
    Estimated 3rd Party Costs
    This is the estimated total paid to third-party facilities for things like medications (which are paid directly to a pharmacy) ultrasound and bloodwork monitoring (if that is not being done at CNY), genetic testing of embryos, and more. The cost of third-party services is highly variable and estimates should always be collected or calculated carefully yourself prior to beginning treatment. CNY Fertility provides these estimates based on internal research for the general convenience of our current and prospective patients. While we intend for these estimates to be accurate, third-party costs are highly variable and CNY Fertility does not warrant or guarantee any price for services conducted or rendered by a third party.
    ${{total.third_party}}
    Grand Total
    This is the estimated total paid directly to CNY Fertility for services rendered by CNY.
    ${{total.total + total.third_party}}
    National Average:
    ${{total.national}}
  • Down Payment to CNY
    ${{finance.payment_down_amount}}
  • Monthly Payment to CNY
    ${{finance.monthly_payment}}
Payment method
XXXX-XXXX-XXXX-XXXX MM/AA CVC

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The above calculation is for simulation purposes only. It is reflective of self-pay pricing, includes highly variable estimates paid to CNY and third parties, and national averages obtained through internal research, FertilityIQ, ASRM, and Resolve. Billing through insurance will likely result in substantially different fees. CNY Fertility does not warrant or guarantee any price for services conducted or rendered by a third party and recommends everyone obtain written estimates from any medical facility involved in your treatment as well as verification of coverage from your insurance company prior to beginning treatment.

Accepted Insurance

Our extensive network of accepted insurance providers covers around 50% of our patients (either partially or in full). Remember, your specific insurance plan is more important than your insurance provider as each company has many plans (some cover treatment and others do not).

  • Veterans Affair logo
  • Univera Healthcare logo
  • United healthcare logo
  • Oxford health plans logo
  • UMR Logo
  • Tricare logo
  • Starmark logo
  • 1199 SEIU logo
  • POMCO group logo
  • NOVA insurance logo
  • NALC logo
  • MVP health care logo
  • Meridian health logo
  • Medical mutual logo
  • Martins point healthcare logo
  • Magnacare logo
  • Health now logo
  • Independent health logo
  • Hth worldwide logo
  • Emblem health logo
  • Logo
  • Empire BCBS logo
  • Cigna logo
  • Champva logo
  • CD PHP logo
  • BCBS logo
  • Aetna logo
Putting It All Together

Determining Your Insurance Coverage and Financial Package

Good news: it’s simple.

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Schedule your consultation

Give us a call at 844-315-2229 or head here.

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Upload your insurance card

Simply take a quick pic and upload it to our patient portal.

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Our team does some digging

We’ll upload what we find in the patient portal for you.

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You review
our findings

It’s also a great idea to speak directly with your insurance company.

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Set financial plan

This can be submitting prior authorizations from your insurance, paying in full, or setting up a payment plan.

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Start your treatment

Pay according to your insurance and financial plan.

Shared Risk Refund Program

The Fertile Guarantee™

The Fertile Guarantee™ is an IVF and Donor Egg Refund Program that gives our patients the assurance that they will walk away with a child. We offer a 75% refund if all cycles are completed without attaining a live birth, the packages must be paid in full prior to starting the first cycle and no refund is given if any of the cycles are indeed successful.

  • IVF Guarantee Package Female Age Under 35

    $20000 6 IVF cycles
    • Up to 6 Retrievals + Anesthesia
    • Lab Fees: ICSI & Assisted Hatching
    • Unlimited Transfers (including FETs)
    • Cryopreservation + 1 yr of storage
    Not Included
    • Diagnostic Testing
    • Genetic Testing
    • Medications
    • Monitoring
  • IVF Guarantee Package Female Age 35-37

    $24000 6 IVF cycles
    • Up to 6 Retrievals + Anesthesia
    • Lab Fees: ICSI & Assisted Hatching
    • Unlimited Transfers (including FETs)
    • Cryopreservation + 1 yr of storage
    Not Included
    • Diagnostic Testing
    • Genetic Testing
    • Medications
    • Monitoring
  • IVF Guarantee Package Female Age 37-39

    $28000 6 IVF cycles
    • Up to 6 Retrievals + Anesthesia
    • Lab Fees: ICSI & Assisted Hatching
    • Unlimited Transfers (including FETs)
    • Cryopreservation + 1 yr of storage
    Not Included
    • Diagnostic Testing
    • Genetic Testing
    • Medications
    • Monitoring
  • Donor Egg Guarantee - No Age Restriction Fresh Egg Fresh Transfer

    $38850 3 Fresh Egg Fresh Transfer Cycles
    • Up to 18 Fresh Eggs (guarantee 3 transfers)
    • Lab Fees: ICSI & Assisted Hatching
    • Unlimited Transfers (including FETs)
    • Cryopreservation + 1 yr of storage
    Not Included
    • Diagnostic Testing
    • Genetic Testing
    • Medications
    • Monitoring
  • Donor Egg Guarantee - No Age Restriction Fresh Egg Frozen Transfer

    $33850 3 Fresh Egg Frozen Transfer Cycles
    • Up to 18 Fresh Eggs (guarantee 3 transfers)
    • Lab Fees: ICSI & Assisted Hatching
    • Unlimited Transfers (including FETs)
    • Cryopreservation + 1 yr of storage
    Not Included
    • Diagnostic Testing
    • Genetic Testing
    • Medications
    • Monitoring
  • Donor Egg Guarantee - No Age Restriction Frozen Egg Frozen Transfer

    $33850 3 Frozen Egg Frozen Transfer Cycles
    • Up to 18 Frozen Eggs (guarantee 3 transfers)
    • Lab Fees: ICSI & Assisted Hatching
    • Unlimited Transfers (including FETs)
    • Cryopreservation + 1 yr of storage
    Not Included
    • Diagnostic Testing
    • Genetic Testing
    • Medications
    • Monitoring
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Must not have IVF insurance coverage, Day 3 FSH<9 AMH>1, Estradiol <100, must not have failed more than 3 previous IVF cycles, ability to generate endometrial lining thickness of 7mm, no hydrosalpinx, no significant uterine fibroids (unless corrected with surgery), sperm used must not be indicative of azoospermia or oligospermia. AMH, FSH, Estradiol, and failed cycle restrictions do not apply to donor packages. Eligibility will ultimately be decided by a CNY physician.  All embryos from each retrieval must be transferred prior to moving on to the next retrieval.

A Little Bit Extra

Additional Financial Programs

You didn’t think we stopped there, did you? Good, because we’ve still got a few incredible programs to show you!

Military and Veteran Discount:
We honor and support the incredible sacrifice military, veterans, and their entire family make for our country. We salute you and offer a 5% discount on all out-of-pocket services.

The CNY IVF Grant:
We recognize the difficulty of fighting so hard to start your family and the incredible financial burden it can place on those without sufficient insurance coverage (pretty much everyone…) and offer one IVF Grant each month to our community.

Third Party Services

Additional Financial Help