How Much Does IVF Cost in South Dakota

If you’re considering IVF in South Dakota, the cost is likely one of the biggest factors you’re considering. Understanding the typical price of a cycle, plus any additional services you might need, can make a big difference in the clinic you choose and how you plan financially for the road ahead. 

In this guide, we’ll walk you through what IVF usually costs in South Dakota, including common extras that could increase your total expenses. We’ll also explore whether looking beyond cities like Sioux Falls, Rapid City, Aberdeen, and Brookings to more affordable out-of-state clinics might help you find high-quality care at a price that better fits your budget. 

What Influences the Cost of IVF in South Dakota? 

In South Dakota, the cost of a single IVF cycle, including medications, usually falls between $15,000 and $25,000. 

What explains the wide price range? A lot of it comes down to how clinics structure their pricing. Two clinics might offer the same services but charge very different rates, depending on how they bundle or separate various costs. 

Your specific treatment plan also plays a big role. Common, and often necessary, add-on services like frozen embryo transfer (FET), genetic testing (PGT), and long-term embryo storage can add another $5,000 to $15,000 to your final bill, depending on your medical needs and fertility goals. 

That’s why it’s crucial to ask for a detailed, itemized quote upfront—so you’ll know exactly what’s included and where additional costs might come in. 

What’s Typically Included in an IVF Cycle in South Dakota 

If you’re planning to undergo IVF in South Dakota, it’s helpful to understand what a standard cycle usually involves—both medically and financially.

While each clinic may package its services a little differently, most IVF treatments follow a similar outline: 

• Monitoring Appointments – During ovarian stimulation, you’ll attend several ultrasound and bloodwork appointments. These visits help your care team monitor follicle growth and adjust your medications as needed to encourage the best possible egg development. 
• Egg Retrieval – When your follicles are mature, your eggs are collected during a short outpatient procedure under light anesthesia. This typically takes place at the fertility clinic and doesn’t require a hospital stay. 
• Fertilization – After retrieval, the eggs are fertilized in the lab, either through traditional IVF methods or through intracytoplasmic sperm injection (ICSI), which is often recommended when male-factor infertility is a concern. 
• Embryo Development – Over the next few days, embryologists carefully monitor the embryos’ growth and quality. The strongest embryos are either transferred into the uterus or frozen for use in a future cycle. 
• Embryo Transfer – Depending on your situation, you might have a fresh embryo transfer a few days after retrieval, or schedule a frozen embryo transfer (FET) at a later time, especially if you’re doing genetic testing or allowing your body to recover. 
• Fertility Medications – These medications are crucial for stimulating the ovaries and preparing the uterus for implantation. In South Dakota, fertility medications typically cost between $2,000 and $7,000 per cycle, depending on your individualized protocol and response. 

Additional IVF Costs to Be Aware of in South Dakota

While the base cost of IVF in South Dakota generally covers the essential steps of treatment, many patients find that additional services, whether medically necessary or elective, can significantly increase their total expenses.

These add-ons can raise costs by $5,000 to $15,000 or more, depending on your specific needs and the clinic you choose.

• IVF Medications: Fertility medications are a critical part of the IVF process but are often billed separately from the base procedure. These medications stimulate egg production and prepare the uterus for implantation. In South Dakota, medication costs typically range from $2,000 to $7,000 per cycle, depending on your prescribed dosage and treatment plan.
• Embryo or Egg Freezing & Storage: Many patients opt to freeze extra embryos or eggs for future use. The cost for freezing and the first year of storage usually runs between $600 and $1,000, with additional annual storage fees after that.
• Frozen Embryo Transfer (FET): If you need or choose to delay embryo transfer, or if you have embryos stored for later use, a frozen embryo transfer (FET) will be necessary. FET cycles in South Dakota generally cost around $4,000, depending on the clinic and specific protocols.
• Preimplantation Genetic Testing (PGT): PGT screens embryos for genetic or chromosomal abnormalities before transfer, and is often recommended for older patients or those with a history of miscarriage or genetic risks. The cost for PGT—including biopsy and lab work—averages around $4,500. Since PGT requires freezing embryos, a separate FET cycle would also be needed.
• Donor Eggs: If you need donor eggs, costs can vary widely. Some lower-cost programs, like those offered at CNY Fertility, start donor egg IVF packages around $14,000. In other cases, total expenses—including donor compensation, medications, and legal fees—can range from $25,000 to $40,000 or more. Additional services like PGT or extra transfers are often not included in these packages.
• Implantation & Immune Support Treatments: For patients experiencing repeated implantation failure or recurrent pregnancy loss, some clinics recommend immune support therapies such as intralipid infusions, low-dose naltrexone, or IVIG treatments. These services can add anywhere from $500 to $5,000 to your total IVF cost. 

Age and Number of IVF Cycles Matter

Your age and the number of IVF cycles you may need also have a big impact on your total investment. National statistics show that about one in four patients conceive after their first IVF cycle, with success rates averaging 50% per cycle for women under 35.

For women over 40, success rates tend to drop, largely due to declining egg quality. As a result, multiple cycles, additional testing like PGT, or using donor eggs may be necessary to achieve a successful pregnancy.

Affordable IVF Options at CNY Fertility for South Dakota Residents 

If you live in Sioux Falls, Rapid City, Aberdeen, Brookings, or anywhere else in South Dakota and are facing high local IVF costs, traveling to CNY Fertility could be a smart way to access top-quality care at a much lower price.

Many South Dakota patients choose to complete their monitoring appointments close to home, then travel to a CNY location for the key stages of treatment, saving thousands without sacrificing medical excellence. 

CNY Fertility offers comprehensive IVF packages starting at $5,769, which include standard fertility medications. 

What’s Included in CNY’s IVF Package 

• Egg Retrieval with Anesthesia – A gentle outpatient procedure to collect mature eggs. 

• ICSI Fertilization – A technique where a single sperm is injected into an egg, commonly used for male-factor infertility. 

• Embryo Culture & Monitoring – Embryos are carefully observed in a state-of-the-art lab to support optimal development. 

• Assisted Hatching (AH) – Helps embryos implant by thinning the outer layer before transfer. 

• Fresh Embryo Transfer – Healthy embryos are transferred into the uterus a few days after fertilization. 

• Cryopreservation – Extra embryos are frozen for future use. 

• Standard Medication Protocol – Includes the primary fertility medications needed for ovarian stimulation. 

Unlike many clinics that charge separately for services like ICSI or embryo freezing, CNY includes these services in its base IVF package, helping you avoid surprise costs later on. 

Additional Costs for South Dakota Patients 

• Local Monitoring – Most patients complete ultrasounds and bloodwork at a local clinic, which typically costs around $995. Depending on your insurance, some of this may be reimbursable. 

• Remote Cycle Management Fee – CNY charges $150 to coordinate your care with your local provider. 

Is Traveling to CNY Worth It for South Dakotans? 

Even after factoring in travel expenses like flights, lodging, and meals, many patients from Sioux Falls, Rapid City, and other South Dakota cities can complete a full IVF cycle for under $10,000— less than the average cost of treatment at local and other national clinics. 

Ready to Explore Your Options? 

Use CNY Fertility’s online cost calculator to get a personalized estimate, and schedule a consultation to find out if this approach fits your budget and family-building goals. 

Does Insurance Cover IVF in South Dakota? 

As of now, South Dakota does not have a state law requiring insurance companies to cover in vitro fertilization (IVF) or other fertility treatments. This means that most individuals and couples pursuing IVF will need to pay out of pocket—unless their specific health insurance plan happens to offer fertility benefits. 

What to Know About Fertility Coverage in South Dakota 

Some employer-sponsored insurance plans might include limited fertility-related coverage, such as diagnostic testing, initial consultations, or fertility medications. However, full IVF procedures—including egg retrieval, fertilization, and embryo transfer—are typically not covered under standard policies. 

IVF Costs in South Dakota: What to Expect 

In South Dakota—including cities like Sioux Falls, Rapid City, and Aberdeen—the cost of a single IVF cycle typically falls between $15,000 and $25,000 when standard fertility medications are included.

Your final expenses will depend on factors like the clinic you choose, your specific medical needs, and whether you add services such as embryo freezing, frozen embryo transfers (FET), or genetic testing. 

If affordability is a top concern, it might be worth looking beyond South Dakota. Clinics like CNY Fertility offer all-inclusive IVF packages starting at just $5,769—and that price already includes standard fertility medications.