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IVF Grants: Free and Discounted IVF Treatment

By CNY Fertility Team Updated on
IVF Grants: Free and Discounted IVF Treatment

In Vitro Fertilization (IVF) is the most effective fertility treatment available. But seeing an IVF bill for the first time, or anticipating the cost of future rounds after a failed cycle, can be overwhelming.

Even pursuing less intensive treatments like IUI or seeking more affordable options like CNY Fertility’s $3,999 IVF is a significant investment for most patients. 

Many people turn to financing to make IVF possible, but there’s another option worth exploring: IVF grants. These programs can actually cover part, or even all, of your treatment costs.

Fast Facts about IVF Grants

  • Types of Grants: Some IVF grants are tied to a specific fertility clinic, while others are offered by independent organizations that let you use the funds at the clinic of your choice.
  • How the Funds Work: Grants can be provided as entirely free treatment, partial funding that can be applied anywhere, clinic credit, or as discounted IVF cycles at participating centers.
  • Eligible Treatments: Most grants can only be used for IVF, though a few may also cover other fertility services such as IUI, egg freezing, or donor cycles.
  • Eligibility Criteria: Like college scholarships, many IVF grants have specific requirements. Some are available to veterans and active-duty military, cancer survivors, Jewish couples, LGBTQ families, or residents of certain states. Others require treatment at a designated fertility center.
  • Application Details: Many programs charge a small application fee, so it’s important to carefully review eligibility rules, restrictions, and how the funds can be used before applying.
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National IVF Grants

Here’s a rundown of popular IVF grants available to national applicants. 

  • CNY Fertility offers an IVF Grant Every Month! The grant is for CNY Fertility’s Treatment Medication Bundle #2, which includes
  • AGC Scholarships provides both advocacy and scholarships for the over 5 million couples struggling with infertility in the United States.
  • Baby Quest awards grants twice yearly in May and November. Awards range from $2,000 – $15,000 plus medications. This past year, Baby Quest awarded 15 grants. 
  • Cade Foundation provides IVF grants to U.S. citizens and has averaged dispensing 7.3 grants per year over the last decade.
  • Hope for Fertility Foundation awards $500 – $3,500 grants in June to legally married couples who are U.S. citizens with an infertility diagnosis.
  • INCIID IVF Scholarships worth $25,000 in reproductive care are awarded to U.S. applicants who are diagnosed with infertility and meet certain financial thresholds for need. 
  • Fertile Dreams, Embracing Hope Grant awards three couples annual grants of $10,000 toward IVF costs, usable at any clinic. Open to couples who have health insurance, but whose plan does not cover infertility treatment. 
  • Footsteps for Fertility provides grants that can be applied toward treatments such as In Vitro Fertilization (IVF), Frozen Embryo Transfers (FET), or up to three Intrauterine Insemination (IUI) transfers taking place within a 12-month period of time.
  • Gift of Parenthood is a charitable grant that awards money with the aim of helping families conceive through advanced fertility treatments such as IUI, IVF, egg donation, embryo donation, and gestational surrogacy.
  • Journey to Parenthood awards at least one scholarship per year for up to $10,000 to be used for IUI, IVF, or egg donation. 
  • Parental Hope Family Grants are awarded each year in October. There are no geographical restrictions on where an applicant currently lives, but at least one applicant must have an infertility diagnosis as outlined in the grant application. Grant applications must be submitted by September 1st of each year. 
  • Pay It Forward Fertility Foundation provides grants to females under the age of 40 when starting an IVF cycle. Applicants must be United States (U.S.) citizens or permanent U.S. residents.
  • The Sparkles of Life, Vivere–Garden of Life Grant, assists up to five couples each year by covering a portion of their IVF treatment costs. Available to couples who can show both a medical and financial need for fertility treatment.
  • Starfish Fertility Foundation (Braxton Grant) offers IVF grants to any person in the U.S. without coverage. 
    ChatGPT said: is a Texas nonprofit committed to helping families build their dreams of parenthood by providing education and emotional support throughout the IVF journey. Through its Vivere–Garden of Life Grant, the organization assists up to five couples each year by covering a portion of their IVF treatment costs.This grant is available to couples who can show both a medical and financial need for fertility treatment.
    Starfish Fertility Foundation (Braxton Grant) offers IVF grants to any person in the U.S. without coverage. 

IVF Grants for Military and Veterans

  • CNY Fertility’s Monthly IVF Grant is dedicated to active military and veterans during the month of November in celebration of military family appreciation month. The grant is open to any couple that has at least one partner in active duty or with veteran status. CNY also offers a 5% discount (on top of starting at 1/3 the cost of the national average ) to all active military and veterans year-round on fertility treatments like IUI, IVF, donor eggs, and more.
  • Mindful Warrior Alliance provides quarterly $5,000 fertility grants to support treatment costs, medication, IVF, or related family-building needs. They also provide free mental health counseling for the military and veteran community experiencing infertility. 
  • Bob Woodruff Foundation – VIVA (Veterans in Vitro initiAtive) provides up to $5,000 towards IVF treatments to a post-9/11 military veteran who has lost the ability to conceive due to injuries incurred during military service.
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IVF Grants for Gay Men and Women of LGBTQ+ Community

  • CNY Fertility offers an IVF Grant dedicated to the LGBTQ+ community each year in June to celebrate pride month.
  • Men Having Babies provides cash grants and in-kind grants to assuage the costs of IVF treatment, as well as egg donor and surrogacy costs. There are two distinct levels of support available to intending fathers globally.

The following grants are explicitly open to all applicants, including the LGBTQ+ community. 

IVF Grants for Cancer Patients

  • Samfund Grant is an IVF grant for cancer patients. It provides up to $4,000 towards fertility treatment for cancer survivors.
  • Fertile Action’s Parenthood After Cancer Treatment Grant is an IVF grant for cancer patients. It offers discounted or donated services for IVF, egg donation, or surrogacy to applicants who have had a cancer diagnosis or a diagnosis for BRCA 1 or 2 genetic mutations.
  • Worth the Wait: Worth the Wait is a 501(c)(3) that eases the burden for young adult cancer survivors pursuing parenthood by providing financial support for fertility treatments, adoption, and surrogacy. Worth the Wait offers two grant programs: Emergency Fertility Preservation Grants for those who need preservation prior to cancer treatment and Family Building Grants for survivors who need to preserve or grow their family after cancer treatment. All grant applicants must currently have cancer or a history of cancer, be aged 13-39, live in the U.S. and receive treatment at a facility or work with an agency based in the U.S., have financial hardship and lack of insurance coverage, and not already be a parent.

IVF Grants for Jewish Families

  • Hasidah provides IVF grants to Jewish families who demonstrate medical and financial need. Hasidah does not proscribe an exact amount for grants or loans, but they typically run between $5,000 and $15,000. 
  • Making Miracle Babies provides interest-free loans for up to $18,000 to Jewish families living in the Miami area.
  • Tree of Life provides grants of up to $10,000 for Jewish hopeful parents living in Central Texas who earn under $100,000 per year.
  • Bonie Olam, with a mission of providing funding, referrals, medical support, and counseling to couples in need of fertility treatments, offers numerous grants annually.

STATE-SPECIFIC IVF GRANTS

California

  • Northern California Fertility Center provides one free cycle of IVF (medication included), and applications must be submitted by April 29th (or thereabouts) each year. 
  • HRC offers a 40% IVF discount to active duty personnel and veterans. Locations that participate are Oceanside, Laguna Hills, Newport Beach, Fullerton, Rancho Cucamonga, Pasadena, Encino, Westlake Village, and West LA. 
  • Defiantly Hopeful offers grants for those seeking treatment in Orange County, California, or Mississippi. Applications open March 15 and close May 24. Recipients will be named by June 15.

Connecticut

  • Nest Egg Foundation provides IVF grants for up to $10,000 for patients undergoing IVF, provided they demonstrate hardship and are treated at the Center for Advanced Reproductive Services (CARS) or Reproductive Medicine Associates of Connecticut (RMACT).

Delaware

  • Evan David Foundation provides funds to be used towards fertility treatment for persons who live or work in Delaware.

Florida

  • Assisted Fertility Program in Jacksonville offers $5,000 IVF (excluding medication) for households making under $50,000 per year. 

Idaho

  • Footsteps for Fertility works with roughly 10 local clinics to provide either in-kind treatment at $10,000 per grant or $5,000 in cash grants. 

Illinois

  • The Kevin J. Lederer Life Foundation offers IVF cycle grants or financial grants up to $10,000 for individuals or couples seeking treatment in IL and who live in IL, WI, IA, IN, or MO.
  • Angels of Hope offers $15,000 IVF grants to married couples living in Will and Grundy Counties who can demonstrate hardship. Applications are reviewed in the Spring and Fall of each year.

Indiana

  • The Kevin J. Lederer Life Foundation offers IVF cycle grants or financial grants up to $10,000 for individuals or couples seeking treatment in IL and who live in IL, WI, IA, IN, or MO.

Iowa

  • The Kevin J. Lederer Life Foundation offers IVF cycle grants or financial grants up to $10,000 for individuals or couples seeking treatment in IL and who live in IL, WI, IA, IN, or MO.
  • Those with Huntington’s Disease may be eligible for IVF cycle at The University of Iowa.

Kansas

Louisiana

  • Sarah’s Laughter in Baton Rouge offers a $10,000 grant for patients to be treated at a SART-registered clinic.

Mississippi

  • Defiantly Hopeful offers grants for those seeking treatment in Orange County, California, or Mississippi. Applications open March 15 and close May 24. Recipients will be named by June 15.

Missouri

  • The Kevin J. Lederer Life Foundation offers IVF cycle grants or financial grants up to $10,000 for individuals or couples seeking treatment in IL and who live in IL, WI, IA, IN or MO.

New Jersey

  • RMA of New Jersey offers 40 – 50 fully covered IVF cycles (with PGS) per year to active military personnel stationed in New Jersey.

New York

  • New York State Demonstration Project -The State of New York funds $1,000,000 towards 100+ IVF cycles per year, working with 13-17 clinics in the state. Applicant’s household income may not exceed $195,000.
  • Long Island IVF – IVF Grant Program provides reduced-cost IVF services, a complimentary physician consultation, and Initial Patient Assessment to patients with proven financial hardship. Must travel to Long Island, NY, for treatment.
  • Center for Human Reproduction – Household Income Discounts receive discounted IVF treatment fees.  Applicants don’t need to live in New York but must be able to travel to New York for treatment. Must have a household income of < $100,000. For EcoIVF, applicants under 38 with normal ovarian function are preferred.

North Carolina

  • The Busch Foundation provides IVF grants for NC state residents, and only those who are being treated at REACH Fertility in Charlotte are eligible. 

Ohio

  • Parental Hope annually awards multiple grants that cover the full cost of one cycle of IVF or one Frozen Embryo Transfer. Additionally, in association with the Institute for Reproductive Health in Cincinnati, Ohio, one cycle of IVF is raffled off at Parental Hope’s annual fundraiser during National Infertility Awareness Week.
  • The Madeline Gordon Gift of Life Foundation gives out funding for IVF cycles to couples living in the greater Cincinnati, Ohio, area who demonstrate financial need, do not have IVF insurance and have no history of previous IVF cycles.
  • Samantha’s Gift of Hope offers one monetary award per quarter to chosen families who joined, qualified for and applied successfully to the IVF 100% Success Guaranteed Plan at Reproductive Gynecology & Infertility. 

Pennsylvania

Tennessee

  • Tennessee Reproductive Medicine offers 35% off of IVF treatment for a patient or spouse who is part of a military, police, sheriff, or firefighter unit.
  • Starfish Fertility Foundation offers IVF grants to any person living within 100 miles of Nashville.

IVF Grants Texas

  • Dallas IVF Discount Program offers a 50% IVF discount to patients demonstrating financial hardship. 
  • Sparkles of Life provides $2000 towards IVF treatment at the Houston Fertility Institute. Each applicant must complete an application form, submit a statement of need along with W2 from the past two years, and a $100 non-refundable application fee. You must have a combined household income of less than $175,00 and be available to volunteer at a Sparkles of Life fundraiser or advocacy events.

Utah

  • Footsteps for Fertility works with roughly 10 local clinics to provide either in-kind treatment at $10,000 per grant or $5,000 in cash grants. 

Virginia

  • The Road to Parenthood provides grants to be used toward fertility costs and/or adoption. Applicants must be under 40 and live within a 60-mile radius of Richmond, VA.

Washington

  • Footsteps for Fertility works with roughly 10 local clinics to provide either in-kind treatment at $10,000 per grant or $5,000 in cash grants. 

Wisconsin

  • The Kevin J. Lederer Life Foundation offers IVF cycle grants or financial grants up to $10,000 for individuals or couples seeking treatment in IL and who live in IL, WI, IA, IN or MO.

Before You Apply for a Grant

While the idea of a free IVF cycle is incredibly appealing, it’s important not to rush to hit “submit.” Before sharing any personal, medical, or financial information, especially if there’s an application fee, take the time to do your research and read all eligibility details, terms, and fine print carefully.

Not every grant will be the right fit for your circumstances, and unfortunately, not every offer is legitimate. Before investing your time or money, dig a little deeper and consider the following points before applying for any IVF grant.

Is this grant legitimate?

Listen to your gut on this one. Sadly, there are people in the world who don’t think twice about taking advantage of infertile couples.

Before you share any information online, carefully vet the organization offering the grant. 

You can do this yourself or reach out to the financial department at your fertility clinic or your local RESOLVE contact.

Check out the organization’s website and look at its record with the Better Business Bureau. Read reviews. And don’t be afraid to walk away. If something feels off, don’t apply. There are plenty of other legitimate grants available.

Does this grant require specific fertility testing in order to qualify?

Some clinics offering grants require you to pay for fertility testing and/or a fertility consultation specifically at their clinic as part of the application process.

When this is required, don’t be surprised to learn that testing fees are higher than usual and may be required even if you’ve already had the required testing performed at another clinic.

Ideally, any testing or consultations are required only after you’ve been awarded the grant. If this is not the case, it doesn’t mean you shouldn’t apply. Just understand that you’ll need to go through and pay for testing with no guarantee you’ll be awarded a free IVF cycle in the end. Make sure you and your partner are comfortable with that possibility before moving forward.

What are my odds of winning?

Grant recipients who go on to conceive and give birth make for inspiring success stories on social media and clinic websites. Everyone loves a happy ending, and sometimes this influences who the selection committee chooses.

Grants often go to applicants with strong odds of success, which can mean those who already have children, are single, or are in a same-sex relationship, may be at a disadvantage for some, but not all, IVF grants. 

What’s required of me if I win?

Unfortunately, there’s some truth to the old adage that there’s no such thing as a free lunch (or IVF cycle, in this case).

Many grant programs will, at the very least, ask to share your story to help promote their organization or clinic. You may be featured in marketing materials, on social media, or even asked to participate in interviews or photo shoots.

Some grants also require partial fundraising through friends and family. As always, read the fine print carefully and be sure you, your partner, and your family are comfortable with any publicity or participation requirements before accepting an award.

How long do I have to use the grant?

Some grants must be used within a certain time period. Be sure you understand the expected timeline and any deadlines along the way.

What’s covered?

Not every expense involved in an IVF cycle will be covered. Most grants only offset a portion of the total cost. You’ll likely encounter additional treatments or fees that fall outside the grant’s scope.

For example, if your doctor recommends switching from a fresh to a frozen embryo transfer, can you manage the added costs?

If travel is required, will you have the time and budget for transportation, lodging, and missed work?

Creating both best- and worst-case financial scenarios can help you understand your potential out-of-pocket costs and plan accordingly.

Would I have considered this clinic without the grant? 

Make sure the clinic offering the grant provides the level of care you expect. Ask yourself, “Would I still choose this clinic if I hadn’t won the grant?”

If your answer isn’t a confident ‘yes,’ take the time to read reviews, research the providers, and learn about the clinic’s success rates and reputation.

Every medical treatment carries risks, so it’s essential to ensure you’ll be in capable hands, grant or no grant. The Society for Assisted Reproductive Technology provides helpful patient information about fertility clinics.

Is the application fee worth it? 

Application fees vary. Some grants charge them, while others don’t. It’s up to you to decide what feels reasonable and whether the potential reward outweighs the cost.

You may want to focus on grants with low or no fees, or skip those that require significant travel. There’s no single right approach, but it helps to start with a comprehensive list and narrow it down by removing options with high fees, extensive travel requirements, or low odds of success.

Completing Your Paperwork

Think of these applications as the SATs of fertility. While not every grant involves extensive paperwork, those that do require close attention to detail.

Follow every instruction carefully, and submit your materials neatly and completely. Review committees often sift through hundreds of applications. Missing information or a disorganized presentation can cause your submission to be overlooked or even disqualified.

You could also lose your application fee or miss a deadline, so take your time and review everything thoroughly before submitting.

Before you start writing or typing:

  • Read ALL of the rules and guidelines. Make sure you understand exactly what they’re asking, what information they need, and how they want you to provide it. If you need a letter of recommendation from your doctor, request this well in advance of the grant application deadline so you’re not scrambling at the bitter end.
  • Spend time thinking about what you want to say in your personal statement. This is a critical component of the application process and requires careful consideration. How can you separate your application from the rest of the bunch? What makes your story unique? Most other applicants share the same basic story:  infertility, lacking funds for fertility treatment, and desperately wanting a baby. Find ways to make your story stand out. Will this be the first and only grandchild for your parents and your partner?  Are you infertile because of cancer treatment? Do you and your partner volunteer with children in the community? All of these details give your story heart. Don’t be melodramatic. Just be honest, sincere, and hopeful, and don’t lapse into begging. And don’t exceed the word count! It’s a personal statement, not an autobiography.
  • Read about former winners. If there’s information about grant winners from years past, be sure to read their stories. This can give you insight into what the committee may be looking for
  • Check & Re-check. After you fill out the paperwork, go back and check for questions you missed, info that’s tough to read, or typos. Things that don’t apply to you should be marked with an “n/a” or “not applicable” so the person who reads your application knows you saw the question and didn’t inadvertently skip over it.
  • Ask for clarification. If there’s a question or request for information that you don’t understand, don’t guess. Contact the grant foundation for additional information.
  • Sign it. Everywhere that’s needed.
  • Include all requested documentation. This can include tax/income verification forms and recommendation letters.
  • Ask for help. Don’t be afraid to ask a close friend or family member to double-check your documents for missing information. A second or third set of eyes always helps prevent errors and omissions.
  • Keep your expectations in check. There’s usually just one winner per grant, so be sure you don’t hang all of your hopes on being chosen. Make sure you have a backup plan and continue to research other ways to pay for fertility care in case you’re not selected.

The Bottom Line for Getting Free IVF with Grants

With the high cost of IVF and limited insurance coverage, receiving a free or discounted treatment can be life-changing.

Still, it’s essential to research every grant carefully before applying, since many come with specific eligibility rules, application fees, or obligations once selected.

Most importantly, good luck! You’ve got this, and we’re rooting for you!

 

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