How Much Does IVF Cost in Nashville?
Considering in vitro fertilization (IVF) in Nashville? Getting a clear understanding of the costs involved is an important part of planning your fertility journey.
IVF pricing can vary significantly depending on the clinic, your individual medical needs, and whether your treatment plan includes common additional services such as embryo freezing, frozen embryo transfers (FET), or preimplantation genetic testing (PGT).
This guide offers a breakdown of typical IVF costs in the Nashville area, outlines how optional or recommended add-ons can impact your overall expenses, and highlights how patients can save money.
What Affects the Cost of IVF in Nashville?
In Nashville, the cost of a single IVF cycle, including standard fertility medications, typically falls between $15,000 and $30,000. However, your total out-of-pocket cost may be higher depending on your clinic’s pricing model and your medical needs.
Many patients require, or choose to include, additional services that can significantly increase their total cost. These often include:
- Embryo or egg freezing
- Preimplantation genetic testing (PGT-A or PGT-M)
- Frozen embryo transfers (FET)
- Long-term embryo storage
- Extra medications or immune therapies
Together, these services can add $5,000 to $15,000 or more to the base treatment price. Even when clinics offer similar care, prices can vary widely, so it’s essential to request a detailed, itemized quote early in the process.
What’s Usually Included in an IVF Cycle in Nashville
Although each patient’s care plan is tailored to their medical history, most IVF cycles in Nashville include the following steps:
Monitoring Appointments
You’ll attend several visits for bloodwork and ultrasounds to track how your ovaries respond to stimulation. These appointments help your provider fine-tune your medications and time your egg retrieval.
Egg Retrieval
This is a brief outpatient procedure done under light anesthesia to collect mature eggs from the ovaries.
Fertilization
The retrieved eggs are fertilized in the lab using either traditional IVF or ICSI (intracytoplasmic sperm injection), which is often used in cases of male-factor infertility.
Embryo Development
Embryos are cultured and monitored for several days to assess growth and quality. The best-quality embryos are selected for transfer or freezing.
Embryo Transfer
Depending on your protocol, your doctor may transfer a fresh embryo a few days after retrieval, or you may return for a frozen embryo transfer (FET) in a later cycle.
Fertility Medications
These medications stimulate egg development and help prepare the uterine lining for implantation and support ongoing pregnancy. In Nashville, medication costs are usually billed separately and range from $2,000 to $8,000 per cycle, depending on your protocol.
Additional IVF Costs to Keep in Mind in Nashville
While most Nashville clinics include core procedures in their IVF base fee, it’s common for patients to incur additional costs based on their medical needs or treatment choices. Here are some common extras to consider when budgeting for IVF:
Fertility Medications: Medications are essential to IVF, but often not included in the base package. Costs range from $2,000 to $8,000 per cycle, depending on dosage, medication type, and pharmacy pricing.
Embryo or Egg Freezing and Storage: If you choose to freeze embryos or eggs for future use, expect to pay between $600 and $1,000 for the freezing procedure. Long-term storage is usually billed separately, either monthly or annually, and fees vary by clinic.
Frozen Embryo Transfer (FET): If you use frozen embryos instead of doing a fresh transfer, you’ll need a separate FET cycle. In Nashville, FETs typically cost between $3,500 and $5,000.
Preimplantation Genetic Testing (PGT): PGT is used to screen embryos for chromosomal abnormalities (PGT-A) or inherited conditions (PGT-M). It adds roughly $4,000 to $5,000 to your cycle cost and also requires embryo freezing and a later frozen transfer.
Donor Eggs: For patients using donor eggs, total costs can vary widely. At CNY Fertility, donor egg IVF starts at around $14,000. In contrast, full-service clinics in Nashville often price donor egg cycles between $25,000 and $40,000.
Implantation and Immune Support Therapies: Some patients benefit from additional treatments like intralipid infusions, IVIG, and Neupogen to support implantation or regulate the immune response. These therapies can range from a few hundred dollars to over $5,000, depending on your care plan and how many rounds are needed.
Age and Number of Cycles: IVF success rates generally decline with age, especially after age 40. This may mean higher medication doses, more cycles, or the need for donor eggs, all of which increase the total financial commitment.
Affordable IVF Options for Nashville Residents at CNY Fertility
For many people in Nashville, traveling for care can dramatically reduce IVF costs. CNY Fertility offers an all-inclusive IVF package starting at $5,769, making it one of the most affordable full-service options in the country.
A hybrid care model is commonly used, where patients complete initial monitoring (bloodwork and ultrasounds) at the CNY Nashville satellite clinic or another local monitoring facility, then travel to a full-service CNY Fertility location for the egg retrieval and embryo transfer.
The closest CNY Fertility clinic to Nashville is in CNY Sarasota, Florida, which is easily accessible by plane and designed to accommodate out-of-town patients.
What’s Included in CNY Fertility’s $5,769 IVF Package
CNY Fertility’s base package includes many services that are often charged separately at other clinics:
- Egg retrieval with anesthesia
- Intracytoplasmic sperm injection (ICSI)
- Embryo culture and monitoring
- Assisted hatching
- Fresh embryo transfer
- Embryo freezing and short-term storage
- Standard fertility medications for ovarian stimulation and early pregnancy support
Additional Costs to Consider
While CNY’s package is comprehensive, a few extra charges may apply:
- Local monitoring in Nashville: Around $995 for labs and ultrasounds, though some of this may be covered by insurance
- Cycle coordination fee: $150, which supports communication between your local monitoring site and the CNY Fertility team
Is It Worth Traveling from Nashville?
Even after factoring in travel expenses like flights, hotel stays, and meals, many patients from the Nashville area are able to complete a full IVF cycle with CNY Fertility for under $10,000—a significant savings compared to most local options.
Want to Learn More?
Use CNY Fertility’s online cost calculator to get a personalized estimate, or schedule a consultation to find out if this affordable, travel-friendly option fits your family-building goals.
{{ treatments[treatment_selected]['data']['footnote'] }}
The above calculation is for simulation purposes only. It is reflective of self-pay pricing, includes highly variable estimates paid to CNY and third parties, and national averages obtained through internal research, FertilityIQ, ASRM, and Resolve. Billing through insurance will likely result in substantially different fees. CNY Fertility does not warrant or guarantee any price for services conducted or rendered by a third party and recommends everyone obtain written estimates from any medical facility involved in your treatment as well as verification of coverage from your insurance company prior to beginning treatment.
1 USD = {{currency.rates[currentCurrency]}} {{currentCurrency}} Tennessee does not have a state law requiring insurance companies to cover in vitro fertilization (IVF), so whether IVF is covered in Nashville depends entirely on your individual insurance plan and employer-sponsored benefits. Some Nashville-area employers offer enhanced fertility coverage through programs like Progyny, Maven, WIN Fertility, Carrot, or Kindbody. These third-party benefits can provide partial or full coverage for IVF treatment, fertility medications, diagnostic testing, and related services. That said, coverage varies widely, even between plans offered by the same insurance provider. Some plans may only cover fertility testing or basic treatments like IUI, while others may include full IVF cycles with certain limits, prior authorization requirements, or medication exclusions. If IVF is not covered under your current plan, many Nashville fertility clinics offer financing options, multi-cycle discounts, or affordable out-of-state alternatives to help make treatment more accessible. Understanding the cost of IVF in Nashville is an important part of preparing for your fertility journey. While many clinics in the area offer excellent care, the overall cost can be a major hurdle for individuals and couples paying out of pocket. That’s why more Nashville-area patients are exploring affordable alternatives like CNY Fertility. With IVF packages starting at $5,769, CNY provides a lower-cost option that still includes comprehensive services, making quality fertility care more financially accessible. For IVF Grant Announcements, Fertility News and More!Automatically Included
Sample Payment Calculator: Self Pay Pricing
National Average
{{ this.treatment_price_others|toCurrency}}
Estimated 3rd Party Costs {{total.third_party| toCurrency}}
Grand Total {{(total.total + total.third_party)| toCurrency}}
National Average: {{total.national|toCurrency}}
Last Update {{currency.last_update}}Does Insurance Cover IVF in Nashville, TN?
IVF Cost in Nashville: The Bottom Line
