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Tubal Ligation Reversal Cost & Financing

By CNY Fertility Updated on

Fast Facts About Tubal Ligation Reversal Costs

  • Tubal ligation reversals are rarely covered by insurance.
  • Even states that require IVF coverage by law usually exclude those who have had voluntary sterilization surgeries like tubal ligations or vasectomies.
  • The cost of tubal ligation reversals ranges widely, the average cost is somewhere around $8500.
  • Tubal ligation reversal costs can sometimes be split into anesthesia, surgical, and hospital fees, so it’s important to find out what is included at your tubal ligation reversal surgical center.
  • A tubal ligation reversal doesn’t guarantee a live birth. Pregnancies following tubal ligation reversals have higher odds of ectopic pregnancies and odds of conception are also constrained other factors like age, ovarian reserve, sperm quality, and more.

How Much Does a Tubal Reversal Cost?

The cost of a tubal reversal varies quite a bit depending on the surgeon, region, and facility at which the procedure is done at (hospital vs outpatients surgical center). Without any large scale studies looking at the cost of tubal ligation reversals around the country, it is hard to determine what the true cost range and averages are, though some claim a range of $5,000-20,000 with an average around $8500. As mentioned early, quoted costs may or may not include fees like anesthesia and hospital fees, so it’s important to find out what is included in any quote given to you and what other fees may be encountered given most costs will be out of pocket.

Low-Cost Tubal Ligation Reversal in the USA

Tubal ligation reversals at CNY Fertility cost $7,900 and that includes anesthesia, surgical, and all facility fees the day of the surgery. While this cost is not far below the average cost mentioned above, CNY Fertility is the only program in the nation to offer a FREE IVF CYCLE as an “insurance” for the tubal ligation reversal surgery in case the individual is unable to achieve a pregnancy within 18 months of the surgery. Given the average cost of IVF is $12,000, CNY Fertility may indeed offer the most affordable tubal ligation reversal in the USA.

Does Insurance Cover Tubal Ligation Reversals?

In short, no, or very rarely.  A tubal reversal is generally considered an elective procedure done as a form a permanent birth controll. The procedure severs or otherwise inhibits egg and sperm from meeting and implanting in the uterus. Even though many who previously had a tubal ligation later wish to have children again, most insurance providers view the decision to have a tubal ligation as an elective form of self sterilization and do not cover tubal ligation reversals.

The cost for a tubal ligation reversal is such an important topic to consider because it is one of only two ways that a woman who has a tubal ligation can get pregnant, the other being IVF. While IVF is indeed covered for many more people than tubal ligation reversals, coverage still lags behind with only  25% of the US population having access to coverage.

With the cost of both tubal reversals and IVF so high and both rarely covered by insurance, it’s very important to speak to a reproductive endocrinologist about what the best option is for you.

Considering the Odds of a Successful Surgery and Pregnancy

There truly aren’t many studies looking at the odds of successful birth after tubal ligation reversal surgeries, but there is one study in 2014 that looks at the cost per ongoing pregnancy for women after a tubal reversal and compares that to the cost per ongoing pregnancy of IVF.

The study suggests a cost per ongoing pregnancy for a tubal reversal is anywhere from $16,000 to $220,000 whereas IVF ranges from $40,000 to $110,000.

As you can see the researchers found that tubal reversals have the opportunity to be more cost-effective, but for some populations can be much more expensive. The study found that for those under the age of 40, tubal ligation reversals were more cost-efficient than IVF per ongoing pregnancy.

Tubal Reversal Financing

There are indeed many options out there to finance tubal ligation reversals both in a traditional sense and with payment plans at tubal reversal centers. CNY Fertility offers financing with no credit check and a 100% approval rating for tubal ligation reversals. Payment plans go up to two years in length and cost $250 per 6 months financed (or about $40/month). At CNY, the first month’s payment is required prior to scheduling the surgery.

To calculate your down and monthly payments first choose how long you want to finance for, add the numbers together, then divide by the total number of months financed. For instance, financing for 24 months adds $1000 in financing fees. $7,900 +1000 = $8,900. $8,900/24 months is $370.83.

Tubal Reversals at CNY Fertility

Your first step in having a tubal ligation reversal is scheduling a consultation to speak with one of our providers and to review your tubal ligation reports. This will help us determine if a tubal ligation reversal is a suitable treatment for you, compare tubal reversals to IVF as another option, and set your plan in action.

Because of our one of a kind IVF insurance included in our tubal ligation reversal and surgical success of reversals performed by Dr. Robert Kiltz, people travel to Upstate New York from around the country for our tubal ligation reversal program.

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