How Much Does IVF Cost in Idaho? Breaking Down the Prices

In Idaho, most fertility treatment is paid entirely out of pocket. Because of this unavoidable cost burden, one of the first questions people ask is simple: How much does IVF actually cost here?

Unfortunately, there’s no single answer. IVF pricing can swing widely depending on the clinic, the treatment plan, and whether key services like ICSI, anesthesia, monitoring appointments, and medications are billed separately from the advertised price. 

Between clinic fees, fertility medications, common add-on procedures such as genetic testing (PGT) or frozen embryo transfers (FET), and the likelihood of more than one cycle, figuring out the true price of IVF in Idaho can feel confusing.

Fortunately, this guide is here to break down and add up all the major expenses and offer ideas for how to reduce your out-of-pocket costs.

Quick Answer: What Does IVF Cost in Idaho?

Across Idaho, a typical IVF cycle usually falls between $12,000 and $25,000, depending on what the clinic bundles into its base price.

Some clinics advertise lower upfront fees, but medications, ICSI, anesthesia, and embryo freezing are often separate, and can add thousands.

By comparison, an IVF cycle at CNY Fertility, which includes many services billed à la carte at Idaho clinics, ranges from $7,295 to about $12,000.

Why IVF Costs Vary in Idaho

While a standard IVF cycle in Idaho often costs around $12,000–$25,000, the same complete cycle at CNY Fertility costs $7,295–$12,000. These significant cost gaps exist for several reasons, including:

• clinic pricing
• medication type and dosage
• lab procedures
• add-on services like PGT or an FET
• donor sperm or donor eggs
• insurance coverage
• clinic location
• individualized treatment needs

Below we’ll take a closer look at each of these factors.

1. Clinic Choice

The clinic you choose has the greatest effect on cost.

Idaho clinics do not follow standardized pricing, and two clinics may charge very different amounts for the same service.

Larger cities such as Boise often have higher pricing because of demand and operating expenses.

2. Medications: $2,000–$7,000

Most Idaho clinics do not include medication in their advertised IVF cost.

Medication expenses usually depend on:

• stimulation protocol
• dosage
• brand name vs. generic prescriptions
• pharmacy pricing

CNY Fertility negotiates discounted pharmacy options, and their bundled medication programs can save many patients $2,000–$3,000 per cycle compared to retail pharmacy pricing.

3. Lab Procedures & Common Add-Ons

Many Idaho clinics charge separately for key lab services needed during IVF:

At many Idaho clinics, these add-ons push the total cost much higher than the base price. CNY includes them in the package.

4. Frozen Embryo Transfer (FET)

An FET is used when embryos are frozen and transferred later.

• Many Idaho clinics charge $4,000–$5,000 for a single FET.
• At CNY Fertility, a full FET, including monitoring and transfer, is around $1,940.

Reasons someone might need an FET:

• using PGT to increase the chances of transferring a viable embryo, and/or gender selection
• a freeze-all retrieval and transfer protocol
• when the uterine lining needs extra time to prepare
• transferring embryos from a previous successful cycle

5. Preimplantation Genetic Testing (PGT)

PGT checks embryos for chromosomal abnormalities before transfer.

• Idaho cost: usually $4,000–$5,000, including biopsy and testing
• CNY Fertility: $2,000–$3,000, depending on the number of embryos tested

PGT typically requires freezing embryos, which means a later FET is necessary.

6. Donor Eggs and Donor Sperm

Using donor eggs significantly increases the overall cost.

Donor eggs in Idaho: often $15,000–$30,000 on top of IVF
CNY donor egg package: starts at $9,453 and includes:

• 6 fresh donor eggs
• ICSI
• Assisted Hatching
• Cryopreservation
• FET

Donor sperm typically runs $400–$2,000 per vial, depending on the bank and vial type.

7. Insurance Coverage

Idaho does not require insurance companies to cover IVF.

Some plans offer coverage for monitoring or diagnostic testing, but many patients pay out of pocket unless they have a generous employer-sponsored plan.

Always check your benefits before starting treatment to see whether any portion is covered.

8. Clinic Location

Fertility clinics in metro areas such as Boise or Idaho Falls may charge more due to overhead or higher demand. However, pricing can vary dramatically even within the same city.

9. Personal Treatment Needs

Age, egg quality, sperm factors, medication needs, and medical history all impact cost.

Some people get pregnant after one IVF cycle. Others need multiple retrievals and transfers.

How Many IVF Cycles Do Most People Need?

Clinical data show that around half of all IVF patients will require more than one IVF cycle.

Research indicates that the average number of cycles needed for a live birth, including all age groups, is approximately 2.3.

Because a single Idaho cycle averages $12,000–$25,000, many patients ultimately spend $24,000–$50,000.

At CNY Fertility, two full cycles typically cost $15,000–$24,000, depending on medication and additional services.

Watch Out for “Base Price” Advertising

Many Idaho clinics advertise a low starting price that does not include:

• medications
• ICSI
• anesthesia
• embryo freezing
• embryo storage

To avoid hidden charges, always request a fully itemized estimate.

CNY Fertility is committed to transparent pricing and offers a cost calculator so patients can estimate total IVF expenses before starting treatment.

How to Make IVF More Affordable

1. Use FSA or HSA Funds

Paying with pre-tax dollars can save 20–30% on eligible IVF costs.

2. Travel for Lower-Cost Care

Thousands of patients travel to CNY Fertility annually and still spend thousands less overall—even after airfare and lodging—because treatment and medication costs are so much lower.

3. Financing Options

CNY offers in-house financing with 100% approval and as little as 25% down. Some Idaho clinics work with outside lenders, but financing terms can vary.

4. Shared-Risk Refund Programs

CNY’s Fertile Guarantee™ provides a 75% refund after six IVF cycles if a live birth does not occur.

5. IVF Grants

Some Idaho residents qualify for national or local IVF grants, including the CNY IVF Grant.

Bottom Line: IVF Cost in Idaho

A full IVF cycle in Idaho generally ranges $12,000–$25,000, and final costs are often much higher once medications and add-on services are included.

At CNY Fertility, the same complete IVF treatment costs $7,295–$12,000, including medications and services that Idaho clinics commonly bill separately.

Transparent pricing, bundled options, and financing programs can make IVF significantly more affordable than many Idaho patients expect.

IVF Cost FAQ (Idaho)

How much does IVF cost in 2025?
Most Idaho clinics charge $12,000–$25,000 per cycle.
CNY Fertility ranges $7,295–$12,000 and includes retrieval, ICSI, assisted hatching, and cryopreservation.

Why do prices vary so much?
Pricing depends on the clinic, medication needs, and add-on services like ICSI, embryo freezing, and frozen embryo transfers.

How much do medications cost?
Usually $2,000–$7,000 per cycle.
CNY offers discounted medication packages that reduce these costs by $2,000–$3,000.

How much is an FET?
Idaho clinics: $4,000–$5,000
CNY Fertility: about $1,940, including monitoring.

What does PGT cost?
Idaho prices: $4,000–$5,000
CNY Fertility: $2,000–$3,000, depending on the number of embryos tested.

Does insurance cover IVF in Idaho?
There is no state mandate. Some plans may cover testing or monitoring.

How many cycles do people usually need?
Research shows that 2 or more cycles are common.
Total cost in Idaho may reach $24,000–$50,000.
At CNY Fertility, two full cycles are often $15,000–$24,000.

How can I reduce my IVF cost?
Use FSA/HSA funds, consider travel, apply for grants, or explore shared-risk refund programs.

How much does IVF with gender selection cost?
In Idaho, IVF + PGT-A often totals $25,000–$35,000.
At CNY Fertility, that same treatment is often $10,000–$12,000, depending on medication and the number of embryos tested.

How much does reciprocal IVF cost?
Idaho clinics typically charge $20,000–$30,000.
At CNY Fertility, reciprocal IVF covering both partners’ monitoring, retrieval, fertilization, and transfer is $8,000–$10,000, with an FET about $945 if needed.