Montana has a limited number of fertility clinics offering treatments like IVF, IUI, and egg or embryo preservation to support individuals and couples trying to build their families.
In this guide, we’ll highlight the in-state fertility providers currently available, and also point to lower-cost options in neighboring states for those who are open to traveling for care.
Fertility Clinics in Montana
Montana offers several fertility clinics dedicated to assisting individuals and couples on their journey to parenthood. Below is a list of clinics in the state, along with brief descriptions and links to their official websites.
Billings Clinic Reproductive Medicine & Fertility Care– Located in Billings and Bozeman, this clinic provides a full range of fertility services, including IVF, IUI, egg freezing, and fertility preservation. Their team specializes in treating conditions such as endometriosis, PCOS, and male factor infertility, offering personalized, compassionate care.
Community Medical Center – Fertility Services– Based in Missoula, this center offers infertility evaluations, semen analysis, ovulation tracking, and IUI. Their team is known for individualized treatment plans that support patients throughout every step of the fertility journey.
Benefis Health System – Fertility Care– Located in Great Falls, Benefis offers fertility consultations, hormone testing, and basic treatment services. While they don’t perform IVF onsite, they provide guidance and referrals for more advanced procedures.
Great Falls OBGYN Associates – Fertility Services– Also in Great Falls, this clinic offers infertility assessments and treatment options such as ovulation induction and IUI. Their OB/GYN team works closely with patients to develop personalized plans tailored to their reproductive goals.
How Much Does IVF Cost in Montana?
In Montana, the cost of in vitro fertilization (IVF) depends on the clinic and specific treatments you pursue. Here’s what to expect:
Base IVF Cycle: A base price for essential services including medications of approximately $15,000-$21,000 at clinics like Billings Clinic Reproductive Medicine & Fertility Care.
Medications: These typically range from $2,000 to $8,000, depending on how your body responds to hormone stimulation.
While Montana’s IVF pricing is generally in line with national averages, it can still be a major financial commitment. Across the U.S., a single IVF cycle (including medications) can cost $15,000 to $25,000 or more.
Insurance Coverage
Montana does not have a law requiring insurance companies to cover IVF or other fertility treatments. Coverage will depend on your individual plan and whether your employer has opted to include fertility benefits.
Lower-Cost IVF Options for Montana Residents
If you live in Montana, you already know that local IVF options are extremely limited, and the cost can be steep. For those looking for a more affordable and comprehensive approach to fertility care, traveling to a clinic like CNY Fertility may be a smart financial decision.
Unlike many fertility clinics that bill these services separately, CNY includes them all in one up-front price—simplifying the financial planning process.
Optional Add-Ons
Patients also have access to optional services at discounted rates, such as Frozen Embryo Transfers (FET) and Preimplantation Genetic Testing (PGT) at a fraction of the national average cost.
Monitoring and Travel Costs for Montana Patients
Most Montana residents who work with CNY Fertility complete their initial monitoring—such as ultrasounds and lab work—at a local clinic close to home. Once you’re ready for egg retrieval and embryo transfer, you’ll travel to a full-service CNY location.
Local Monitoring: Usually ranges from $800 to $1,500
Remote Cycle Coordination Fee: $150 for managing your out-of-town cycle
Even with travel costs for transportation, hotel stays, and meals, many patients complete their full IVF cycle for under $10,000—a significant savings compared to most local options in Montana.
Ready to Learn More?
You can use CNY Fertility’s cost calculator to estimate your total expenses and schedule a consultation to see if this approach aligns with your goals.
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Total to CNY
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Estimated 3rd Party Costs
This is the estimated total paid to third-party facilities for things like medications (which are paid directly to a pharmacy) ultrasound and bloodwork monitoring (if that is not being done at CNY), genetic testing of embryos, and more. The cost of third-party services is highly variable and estimates should always be collected or calculated carefully yourself prior to beginning treatment. CNY Fertility provides these estimates based on internal research for the general convenience of our current and prospective patients. While we intend for these estimates to be accurate, third-party costs are highly variable and CNY Fertility does not warrant or guarantee any price for services conducted or rendered by a third party.
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Grand Total
This is the estimated total paid directly to CNY Fertility for services rendered by CNY.
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National Average:
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The above calculation is for simulation purposes only. It is reflective of self-pay pricing, includes highly variable estimates paid to CNY and third parties, and national averages obtained through internal research, FertilityIQ, ASRM, and Resolve. Billing through insurance will likely result in substantially different fees. CNY Fertility does not warrant or guarantee any price for services conducted or rendered by a third party and recommends everyone obtain written estimates from any medical facility involved in your treatment as well as verification of coverage from your insurance company prior to beginning treatment.
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Montana has a small number of fertility clinics offering treatments like IVF, IUI, and fertility preservation to help individuals and couples grow their families.
But as in many states, the cost of care can be a significant hurdle. IVF is a major financial commitment, and most insurance plans in Montana don’t include fertility coverage, leaving many patients to cover expenses out of pocket.
Clinics like CNY Fertility offer high-quality IVF services at a fraction of the cost charged by many local providers. By comparing clinic pricing, looking into financing options, and considering travel-based care, you may find more affordable—and more flexible—paths to parenthood.
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