How Much Does IVF Cost in Tampa Florida?

If you’re considering IVF in Tampa, FL it’s important to have a clear understanding of the costs involved. IVF is a significant financial investment, and pricing can vary widely. Your total expenses will depend on the clinic you choose, your medical history, and whether you opt for additional services that can substantially increase the overall cost.

This guide offers a detailed look at IVF pricing in Tampa. It outlines what’s typically included in a standard IVF cycle, explains common add-on services that can affect your total cost, and shares practical strategies to help make treatment more affordable — all while ensuring you receive high-quality care.

What Affects the Cost of IVF in Tampa

In Tampa, a single IVF cycle with standard fertility medications typically costs between $15,000 and $30,000.

Several factors influence your total out-of-pocket costs:

• The clinic you choose; clinics can offer significantly different prices for the same services. 

• Your individual medical needs

• Whether your treatment includes add-ons like embryo freezing, frozen embryo transfer (FET), or genetic testing

What’s Typically Included in a Standard IVF Cycle

A standard IVF cycle in Tampa usually covers the following:

• Monitoring Appointments: During ovarian stimulation, you’ll have multiple appointments for ultrasounds and bloodwork. These visits allow your provider to track follicle growth and adjust medications as needed.
• Egg Retrieval: An outpatient procedure done under light sedation. Mature eggs are collected and sent to the lab for fertilization.
• Fertilization: Eggs are fertilized with sperm using traditional IVF or intracytoplasmic sperm injection (ICSI). ICSI is often used for male-factor infertility.
• Embryo Development: Fertilized eggs are monitored in the lab for several days. Embryologists assess their growth and select the best embryos for transfer or freezing.
• Embryo Transfer: You may undergo a fresh transfer shortly after retrieval or return later for a frozen embryo transfer.
• Medications: Medications are required throughout your cycle to stimulate the ovaries and prepare the uterus for implantation.

Additional IVF Costs to Consider in Tampa

Even when core services are included in a base price, many patients incur additional costs depending on their specific treatment needs. These can include:

• Fertility Medications: As mentioned above, medications are usually billed separately and typically cost between $2,000 and $8,000, depending on protocol and dosage.
• Embryo or Egg Freezing and Storage: Clinics often charge $600 to $1,000 for freezing. Ongoing storage fees vary and may be billed monthly or annually.
• Frozen Embryo Transfer (FET): A separate cycle is needed to transfer frozen embryos. In Tampa, FET costs typically range from $3,500 to $5,000.
• Preimplantation Genetic Testing (PGT): PGT screens embryos for chromosomal or genetic abnormalities. This service typically adds $4,000 to $5,000 per cycle and requires freezing embryos for later transfer.
• Donor Eggs: IVF costs increase significantly when using donor eggs. While CNY Fertility offers donor egg IVF starting around $14,000, many Tampa clinics charge between $25,000 and $40,000 per cycle.
• Implantation and Immune Support Therapies: Some patients need additional treatments, such as intralipid infusions, IVIG, Neupogen, prednisone, or hormone therapy. These services can range from a few hundred dollars to over $5,000 depending on the treatment plan.

Age and Number of Cycles

IVF success rates decline with age. Patients over 40 often require multiple cycles, higher medication doses, or the use of donor eggs, all of which can increase the total cost of care.

Affordable IVF Options for Tampa Residents at CNY Fertility

Due to the high cost of IVF in Tampa, many patients choose to travel to access more affordable care.

CNY Fertility offers one of the most affordable full-service IVF packages in the United States, starting at $5,800, including standard fertility medications.

Many Tampa patients use a hybrid care model by completing monitoring appointments (labs and ultrasounds) locally, then traveling to a full-service CNY Fertility location for egg retrieval and embryo transfer.

The most convenient full-service location for most Tampa residents will be at CNY Fertility Sarasota. 

What’s Included in CNY Fertility’s $5,800 IVF Package

CNY’s bundled package includes services that are often billed separately at other clinics:

• Egg retrieval with anesthesia
• Intracytoplasmic sperm injection (ICSI)
• Embryo culture and daily monitoring
• Assisted hatching
• Fresh embryo transfer
• Embryo freezing and short-term storage
• Standard fertility medications for ovarian stimulation and early pregnancy support

This transparent pricing model helps patients plan confidently and avoid unexpected costs.

Additional Costs to Consider

Even with CNY’s inclusive pricing, a few additional expenses may apply:

Local Monitoring in Tampa: About $995 for bloodwork and ultrasounds. Some of this may be reimbursed through insurance.

Cycle Coordination Fee: A $150 fee covers communication and coordination between your local monitoring provider and the CNY Fertility team.

Is It Worth Traveling from Tampa?

For many patients, the answer is yes. Even when factoring in airfare, hotel, and meals, most Tampa residents complete a full IVF cycle at CNY Fertility for under $10,000.

This is often thousands of dollars less than what they would pay locally, even before accounting for medications and add-ons.

Want to Learn More?

Use CNY Fertility’s online cost calculator to get a personalized estimate or schedule a consultation to explore whether this affordable, travel-friendly care model is right for you.

Does Insurance Cover IVF in Tampa?

Florida does not have a mandate requiring insurance to cover IVF. Whether your treatment is covered in Tampa depends on your specific insurance policy and employer benefits.

Some Tampa employers offer fertility benefits through platforms like Progyny, WIN Fertility, Maven, Carrot, or Kindbody. These programs may include partial or full IVF coverage, diagnostic testing, medications, and donor services.

How to Check Your Fertility Benefits:

• Review your full insurance policy
• Speak with your HR department about fertility coverage
• Call your insurer and ask specifically about IVF, medication coverage, cycle limits, and exclusions

If Your Plan Does Not Cover IVF

CNY Fertility and other clinics offer financing programs and multi-cycle packages to help make treatment more affordable. CNY Fertility’s in-house financing requires no credit checks, includes a low $40 monthly fee, and allows patients to begin treatment with as little as $200 down.

The Cost of IVF in Tampa: The Bottom Line

Understanding IVF costs in Tampa is an integral part of planning for your fertility care. While many local clinics offer excellent services, treatment can be expensive, especially if multiple cycles or additional services are needed.

That’s why many Tampa-area patients turn to more affordable options like CNY Fertility. With transparent, bundled IVF packages starting at $5,800 and a reputation for high-quality care, CNY helps make IVF more financially accessible.