PGT Testing IVF Cost: Real Pricing, What’s Included, and How to Budget

PGT testing is one of the most common IVF add-ons, and it is also one of the most confusing from a pricing standpoint. You might see one clinic quote a few thousand dollars, while another quotes $7,000 or more for what sounds like the same service. 

In this guide, we’ll break down the true PGT testing IVF cost, what you’re actually paying for, why the price varies so widely, and how to estimate your total cost at CNY Fertility. 

In the U.S., PGT-A typically costs about $4,000–$5,000 per IVF cycle, on top of IVF and FET costs. Though pricing varies by clinic and genetics lab.

At CNY Fertility, PGT costs are often $2,000–$3,000, plus IVF and FET, depending on how many embryos are tested.

Quick Answer: How Much Does PGT Testing Cost With IVF? 

Here’s the simplest way to think about it: 

1. IVF cost (clinic fees, monitoring, medications, core lab services, and any add-ons) 
2. Plus PGT (embryo biopsy fees + genetics lab testing fees) 
3. Plus a Frozen Embryo Transfer (FET) (because embryos are commonly frozen while results are processed) 

CNY Cost Snapshot: IVF + PGT-A +FET

National IVF cost: A complete IVF cycle typically ranges from $20,000–$25,000 all-in and often exceeds $30,000, depending on clinic pricing and individual medical needs.

CNY IVF cost: At CNY Fertility, an all-in IVF cycle is often $7,295 to around $12,000, depending on monitoring, medications, and add-ons.  

PGT-A cost: Nationally, PGT-A is commonly about $4,000–$5,000 per cycle, though it varies by clinic.  

At CNY, total PGT pricing is often $2,000–$3,000, depending on embryo count.  

Frozen Embryo Transfer (FET) cost: Because embryos are typically frozen while genetic results are processed, PGT-A cycles also include a later FET, so your true “IVF with PGT-A” total is typically IVF + PGT-A + FET. An FET adds from $1,940 at CNY to $4,000-$6,000 at most other clinics. 

What “PGT Testing” Means in IVF 

PGT is genetic testing performed on embryos created through IVF. A small biopsy is taken (most often at the blastocyst stage), and a genetics lab analyzes the sample. 

Common types of PGT include: 

1. PGT-A: screens embryos for chromosome number (aneuploidy) 
2. PGT-M: tests for a specific single-gene condition when there is a known inherited risk 
3. PGT-SR: evaluates embryos when one partner has a chromosome rearrangement (like a translocation) 

PGT-A is the most common type used. However, keep in mind that its value as a routine screening test for all IVF patients hasn’t been supported. This means decisions to use PGT should be based on specific needs and made in consultation with your care provider.  

Why PGT Testing IVF Cost Varies So Much 

For PGT-A, the total price can change dramatically based on a few predictable factors. 

• The clinic you choose: There is no standard cost for PGT testing. Each clinic decides how to price this add-on service. The clinic you choose can be the biggest cost factor, even for a near-identical procedure. 
• The number of embryos you test: Many genetics labs charge per embryo or in tiers. More embryos tested typically results in a higher lab fee.
• Biopsy fees vs lab fees: PGT is usually split into two bills:
  • Clinic embryo biopsy fees (the embryology procedure)
  • Genetics lab testing fees (the chromosome or gene analysis) 

This standard split amounts to approximately $5,000 in the U.S., though it varies widely.  

The Cost of PGT-A vs PGT-M 

PGT-M is often more expensive than PGT-A because it usually requires case-specific test development (sometimes called probe/test setup) plus more complex analysis and genetic counseling.

In the U.S., PGT-M commonly runs about $7,000–$12,000 per IVF cycle (pricing varies by clinic, lab, and number of embryos tested).

For example, an Igenomix fee sheet lists an “All Mutations Pretest Work-up” of $900 (typical) to $1,900 (less common), plus PGT-M clinical testing of $2,600 (lab-side fees), before any clinic biopsy fees are added.  

The Hidden Cost Driver: PGT Almost Always Means a Frozen Embryo Transfer (FET) 

Because genetic testing takes time, embryos are typically frozen while results are processed. That means when most people pay for PGT-A, they are also effectively paying for a Frozen Embryo Transfer (FET) later. 

Nationally, an FET is typically quoted at around $4,000–$5,000, depending on what’s included. At CNY Fertility, a complete FET with monitoring is around $1,940.

PGT-A Cost Per Embryo: What Patients Usually Mean by This Question 

Many patients want to know the “PGT testing cost per embryo” because that is how pricing is often scaled. 

Here’s the practical way to think about it: 

• There is often a biopsy fee that is charged per embryo (or in a bundle). 
• There is often a lab testing fee that is charged per embryo (or in tiers). 
• The total depends heavily on how many embryos you have available to test. 

If your IVF cycle produces more embryos to biopsy, the testing portion of your cost can rise. Some people also see this cost as value because it can help organize transfer decisions and reduce trial-and-error transfers. 

Real-World Budget Examples: IVF With PGT-A Plus FET (CNY vs National) 

A realistic “IVF + PGT-A” budget almost always includes an FET. 

Example A: CNY “typical” budgeting scenario (PGT-A plus FET) 

Because PGT results take time, this example assumes a later FET, which is the most common workflow. 

• Full IVF cycle, including medications: $7,295 to about $12,000
• PGT-A: $2,000–$3,000
• FET (common with PGT): about $1,940, including monitoring

Example B: National “typical” budgeting scenario (PGT-A plus FET) 

Because PGT results take time, this example assumes a later FET, which is the most common workflow. 

• IVF all-in: $20,000–$25,000+ (sometimes higher)
• PGT-A: about $4,000–$5,000
• FET: commonly $4,000–$6,000

Is PGT-A Worth the Cost? 

PGT-A can be helpful for some patients, but it is not automatically the right choice for everyone. 

ASRM’s 2024 committee opinion emphasizes that PGT-A should be individualized, and that its value as a routine screening test for all IVF patients has not been demonstrated.  

Patients most commonly consider PGT-A to: 

• Reduce the chance of transferring an aneuploid embryo 
• Support embryo transfer decisions 
• For gender selection 
• Potentially reduce time to pregnancy in certain contexts, depending on age and embryo availability 

The right decision depends on your age, ovarian reserve, embryo numbers, prior losses, and your goals around time, cost, and risk tolerance. 

Ways to Lower Your PGT Testing IVF Cost 

• Use HSA or FSA dollars for eligible expenses 
• Compare medication pricing and ask about discounted medication packages
• Consider traveling for care if pricing in your area is significantly higher 
• Explore financing (in-house plans or third-party lenders)
• Apply for IVF grants when available 

FAQ: PGT Testing IVF Cost 

How much does PGT testing add to IVF cost? 

Nationally, PGT-A typically adds $4,000–$5,000 (biopsy + lab) and $4,000- $5,000 for the necessary FET, for a total of $8,000- $10,000, though this varies widely. 

At CNY Fertility, PGT testing costs $2,000–$3,000, and FET costs $1,940, for a total of $3,940-$4,940, depending on the number of embryos tested.

Does PGT-A usually mean I will need a frozen embryo transfer (FET)? 

Yes. Because genetic results take time, embryos are commonly frozen while results are processed, and the transfer happens later in a FET cycle.

How much does IVF cost with PGT-A total? 

A realistic “IVF with PGT-A” budget usually includes an FET. Nationally, an all-in IVF cycle is around $20,000–$25,000+, with PGT-A commonly adding another $4,000–$5,000, and a later FET commonly adding $4,000–$5,000 more, for a total of $28,000 to $35,000.

At CNY Fertility, IVF ranges from $7,295 to $12,000; PGT totals are $2,000–$3,000; and a complete FET with monitoring is around $1,940, for a total of $11,000- $17,000. 

Is PGT-A recommended for everyone? 

No. ASRM recommends individualized decision-making and notes mixed evidence for routine use across all patients.  

PGT Testing IVF Cost: The Bottom Line 

PGT can be a powerful tool in IVF, but the real cost is not just the lab fee. The true PGT testing IVF cost often includes the biopsy, lab analysis, embryo freezing while results are processed, and a Frozen Embryo Transfer (FET).

Schedule a consultation to learn more about how CNY Fertility can support you on your fertility journey.