How Much Does IVF Cost in Philadelphia?

If you’re exploring IVF in Philadelphia, it’s important to understand the potential costs involved so you can plan ahead. Prices can vary widely depending on the clinic you choose, your specific fertility diagnosis, and whether your treatment includes common add-ons like embryo freezing, preimplantation genetic testing (PGT), and frozen embryo transfer (FET).
In this guide, we provide a general overview of what IVF typically costs in the Philadelphia area, highlight common additional expenses, and introduce more affordable travel options that offer excellent care at a significantly lower cost.
What Factors Affect the Cost of IVF in Philadelphia?
In Philadelphia, the cost of one IVF cycle typically ranges from $15,000 to $30,000 when standard fertility medications are included. However, many patients end up spending more due to additional services that aren’t part of the base fee.
Common add-ons, such as embryo freezing, preimplantation genetic testing (PGT-A), extended embryo storage, frozen embryo transfers (FET), and extra hormone medications, can increase your total costs by $5,000 to $15,000 or more, depending on your treatment plan.
Even for the same procedures, pricing can vary significantly between clinics, so it’s wise to compare estimates carefully.
To avoid unexpected charges, be sure to request a detailed, itemized cost breakdown from any clinic you’re considering.
What’s Typically Included in an IVF Cycle in Philadelphia
If you’re starting IVF in Philadelphia, it’s useful to know what a standard cycle usually involves. While your treatment plan will be personalized, most IVF cycles follow a similar series of steps:
- Monitoring appointments: During ovarian stimulation, you’ll visit your clinic several times for blood tests and ultrasounds. These appointments help your care team track follicle development, adjust medications as needed, and precisely time your egg retrieval and transfer.
- Egg retrieval: This is a short outpatient procedure done under light sedation. Mature eggs are collected from your ovaries and sent to the lab for fertilization.
- Fertilization: Your eggs are fertilized in the lab using either traditional IVF or ICSI (intracytoplasmic sperm injection), a method often used when there are male factor fertility concerns.
- Embryo development: Fertilized eggs are monitored for several days. Embryologists assess the growth of each embryo to determine which are best for transfer or freezing.
- Embryo transfer: Depending on your protocol, a fresh embryo may be transferred a few days after retrieval, or you may return later for a frozen embryo transfer.
- Fertility medications: These medications help stimulate the ovaries and support early pregnancy. In Philadelphia, the cost typically ranges from $2,000 to $8,000 per cycle and is often billed separately from the base IVF package.
Additional IVF Costs to Consider in Philadelphia
Most fertility clinics in Philadelphia offer a base IVF package that covers the main stages of treatment, but many patients find their total costs can increase by $5,000 to $15,000 or more, depending on their specific care plan.
Here are some of the most common additional costs to be aware of:
- Fertility medications: Medications used to stimulate the ovaries and support implantation are vital to the IVF process but are often charged separately. In Philadelphia, medication costs typically range from $2,000 to $8,000 per cycle, depending on dosage and drug protocol.
- Embryo or egg freezing and storage: If you plan to preserve embryos or eggs for future use, initial freezing usually costs between $600 and $1,000. Ongoing annual storage fees vary by clinic.
- Frozen embryo transfer (FET): Transferring frozen embryos in a later cycle is billed separately. In the Philadelphia area, FET procedures generally cost between $3,500 and $5,000.
- Preimplantation genetic testing (PGT): PGT allows embryos to be screened for chromosomal abnormalities prior to transfer. This adds approximately $4,000 to $5,000 and requires freezing embryos while testing is completed and additional costs for a frozen embryo transfer.
- Donor eggs: For those using donor eggs, costs can vary widely. At CNY Fertility, donor egg IVF starts around $14,000. At many clinics in Philadelphia, full-service donor egg cycles can cost between $25,000 and $40,000.
- Immune and implantation support therapies: Some patients benefit from additional treatments like intralipid infusions or IVIG to support embryo implantation. These therapies can range from several hundred dollars to over $5,000, depending on your treatment plan.
- Age and number of cycles: IVF success rates generally decline with age, particularly after the age of 40. This can lead to the need for multiple cycles, increased medication use, or donor egg IVF, all of which raise the total cost of care.
More Affordable IVF Options for Philadelphia Residents at CNY Fertility
For many individuals and couples, seeking care at a more affordable clinic like CNY Fertility can offer significant savings, without compromising quality.
A common approach among Philadelphia-area patients is a hybrid model: they complete early monitoring (like ultrasounds and bloodwork) with CNY Fertility’s Philadelphia location or another qualified provider, then travel to a full-service CNY Fertility location for egg retrieval and embryo transfer.
CNY Philadelphia provides ultrasound monitoring services for patients undergoing procedures like IVF, IUI, or donor egg IVF at other CNY Fertility clinics.
What’s Included in CNY Fertility’s $5,769 IVF Package
CNY Fertility offers an all-inclusive IVF package starting at just $5,769. This package includes standard fertility medications and many services that are often charged separately at other clinics:
- Egg retrieval with anesthesia: A brief outpatient procedure to collect mature eggs.
- Embryo culture and monitoring: Embryologists track development to select the best embryos for transfer or freezing.
- Assisted hatching: A technique to help improve implantation by gently thinning the embryo’s outer shell.
- Fresh embryo transfer: One or more embryos are transferred a few days after fertilization.
- Embryo freezing and storage: Unused embryos are cryopreserved for future use.
- Standard fertility medications: Includes medications for ovarian stimulation and early pregnancy support.
Unlike many Philadelphia clinics that charge separately for services like ICSI, assisted hatching, and embryo storage, CNY Fertility bundles them into one transparent package.
Additional Costs to Consider for Philadelphia Patients
- Local monitoring: Early-stage labs and ultrasounds done near home typically cost around $995. Some of this may be covered by insurance.
- Cycle coordination: A $150 fee covers communication between your local provider and CNY’s care team.
Is It Worth Traveling from Philadelphia?
Even when factoring in travel costs—airfare, hotel, meals—many patients from the Philadelphia area are able to complete a full IVF cycle at CNY Fertility for under $10,000, often saving thousands compared to local clinics.
Interested in Exploring This Option?
Use CNY Fertility’s cost calculator to estimate your total expenses, or schedule a consultation to find out if this travel-friendly model fits your needs.
{{ treatments[treatment_selected]['data']['footnote'] }} The above calculation is for simulation purposes only. It is reflective of self-pay pricing, includes highly variable estimates paid to CNY and third parties, and national averages obtained through internal research, FertilityIQ, ASRM, and Resolve. Billing through insurance will likely result in substantially different fees. CNY Fertility does not warrant or guarantee any price for services conducted or rendered by a third party and recommends everyone obtain written estimates from any medical facility involved in your treatment as well as verification of coverage from your insurance company prior to beginning treatment. 1 USD = {{currency.rates[currentCurrency]}} {{currentCurrency}} Pennsylvania does not require insurance plans to cover IVF, so coverage depends on your provider and employer. Some Philadelphia-area employers offer fertility benefits through programs like Progyny, Carrot, or WIN Fertility, which may include IVF coverage. Local clinics often accept major insurance providers and can assist in verifying your benefits. To confirm, review your insurance policy, contact your provider, or ask your HR department. If not covered, many clinics offer financing, payment plans, or discounted IVF options. In Philadelphia, the cost of a single IVF cycle generally ranges from $15,000 to $30,000, including standard fertility medications. However, for many patients, this is just the starting point. Your total cost can increase based on your diagnosis, the clinic you choose, and whether your treatment involves additional services. Extras such as embryo freezing, frozen embryo transfers (FET), and preimplantation genetic testing (PGT) can add several thousand dollars to your overall bill. If affordability is a concern, it’s worth exploring options outside Pennsylvania. CNY Fertility offers comprehensive IVF packages starting at $5,769, which include standard medications. Automatically Included
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IVF Costs in Philadelphia: What to Expect