The Cost of IVF in North Carolina: Breaking Down the Prices
The Cost of IVF in North Carolina: Breaking Down the Prices
By CNY Fertility Updated on
In North Carolina, the cost for one IVF cycle generally ranges from 15,000 to $25,000, including standard medications. However, your final cost can increase significantly based on your personal treatment plan, including medication needs, elective genetic testing, embryo freezing, and frozen embryo transfers (FET).
Several factors contribute to the total cost of IVF treatment in the state:
Clinic Location and Choice: Prices vary across urban and rural areas. While even in the same area, one clinic may charge significantly more or less for an identical procedure at another clinic.
Embryo Culture and Transfer: Embryos are grown in the lab and transferred back to the uterus during a fresh or frozen transfer. FETs generally cost extra but may be necessary if the uterine lining isn’t ready for a fresh transfer.
Additional Costs for IVF in North Carolina
Medications: Medications, which are essential for nearly all IVF cycles, add $2,000 to $7,000 to the total cost. These costs are sometimes not included in base pricing and must be considered separately.
Cryopreservation and Storage: Freezing and storing embryos typically costs around $600 for the first year, with additional annual storage fees.
Frozen Embryo Transfers (FET): FETs, priced between $995 (at CNY locations) and $4,000, are common when surplus embryos are available for future uses, or when necessary, based on a patient’s readiness for transfer.
Preimplantation Genetic Testing (PGT): Screening for genetic conditions and/or choosing the sex of the child adds approximately $2,600 to $4,500 to the overall bill and requires embryos to be frozen and stored for transferred via FET, incurring those costs as well.
Multiple IVF Cycles: Achieving a healthy pregnancy through IVF often requires more than one cycle. According to the Society for Assisted Reproductive Technology (SART), only about 26% of patients succeed on their first attempt. For the majority—around 74%—multiple cycles, typically 2-3, are necessary to achieve a successful pregnancy and live birth.
Age is a critical factor influencing success rates, with women over 35 experiencing significantly lower chances of success during their first cycle. This decline in success is attributed to reduced egg quality and quantity as women age.
Saving on IVF Costs by Traveling
For patients in North Carolina seeking more affordable treatment, traveling to clinics like CNY Fertility can reduce costs significantly. With IVF packages starting at $6,300, including medications, CNY offers a high-quality, cost-effective alternative to local clinics.
This popular package includes:
Egg retrieval with anesthesia
ICSI fertilization
Embryo culture and development Assisted hatching (AH) to prepare embryos for implantation
Fresh embryo transfer
Cryopreservation of extra embryos for future use
Standard medication protocol
Travel patients will need to add the cost of local monitoring ($800-$1,500) and travel expenses such as flights or driving and lodging for 2-7 nights. Yet even with these additional costs, travel patients can complete an IVF cycle for less than $10,000, including medications.
You can learn more about traveling for high-quality affordable care at one of our nine national locationshere.
As with our standard IVF costs, add-on services such as PGT genetic testing, frozen embryo transfers, and medication enhancement protocols are all remarkably affordable compared to clinics in North Carolina.
Use our cost calculator to get a personalized estimate tailored to your needs. Then, schedule a consultation to begin your family-building journey.
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Total to CNY
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Estimated 3rd Party Costs
This is the estimated total paid to third-party facilities for things like medications (which are paid directly to a pharmacy) ultrasound and bloodwork monitoring (if that is not being done at CNY), genetic testing of embryos, and more. The cost of third-party services is highly variable and estimates should always be collected or calculated carefully yourself prior to beginning treatment. CNY Fertility provides these estimates based on internal research for the general convenience of our current and prospective patients. While we intend for these estimates to be accurate, third-party costs are highly variable and CNY Fertility does not warrant or guarantee any price for services conducted or rendered by a third party.
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Grand Total
This is the estimated total paid directly to CNY Fertility for services rendered by CNY.
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National Average:
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The above calculation is for simulation purposes only. It is reflective of self-pay pricing, includes highly variable estimates paid to CNY and third parties, and national averages obtained through internal research, FertilityIQ, ASRM, and Resolve. Billing through insurance will likely result in substantially different fees. CNY Fertility does not warrant or guarantee any price for services conducted or rendered by a third party and recommends everyone obtain written estimates from any medical facility involved in your treatment as well as verification of coverage from your insurance company prior to beginning treatment.
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Many North Carolina fertility clinics offer financing plans to help manage IVF expenses, and some independent lenders provide loans for fertility treatments.
Additionally, some organizations offer grants to assist with IVF costs. For example, CNY Fertility offers monthly grants open to all applicants, which can significantly reduce the financial burden.
Does Insurance Cover IVF in North Carolina
North Carolina does not have a state mandate requiring insurance companies to cover in vitro fertilization (IVF) or other fertility treatments.
However, some insurance plans may offer coverage for infertility diagnosis and treatment, including IVF, depending on the specific employer or insurance provider.
If you are in North Carolina and seeking IVF coverage:
Check your individual insurance plan to see if fertility treatments are covered.
Contact your HR department if you’re on an employer-sponsored plan to inquire about fertility benefits.
Explore supplemental fertility insurance or discount programs that some clinics may offer.
IVF Costs in North Carolina: The Bottom Line
The average cost of IVF in North Carolina ranges between $15,000 and $25,000 per cycle, including medications. Most patients require multiple cycles or additional services, bringing the potential total cost to $30,000 to $50,000.
Many North Carolina residents choose to travel to more affordable clinics, such as CNY Fertility, which offers high-quality care at around $10,000 per cycle including medication and travel–a fraction of the typical price.
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