How Much Does IVF Cost in Cincinnati?

For individuals and couples pursuing in vitro fertilization (IVF) in Cincinnati, the cost is often one of the most important considerations.

IVF costs vary widely depending on the fertility clinic, how services are bundled, your unique medical needs, and whether your treatment plan includes optional, but often necessary, services. 

This guide outlines typical IVF costs in the Cincinnati area, explains what’s included in a standard IVF cycle, breaks down potential additional expenses, and introduces more affordable alternatives that many Cincinnati patients are turning to for high-quality, budget-conscious care.

IVF Costs in Cincinnati: What to Expect

In Cincinnati, the cost of a single IVF cycle, including standard fertility medications, typically falls between $15,000 and $30,000. 

Depending on your treatment plan, costs may increase by $5,000 to $15,000 or more for add-ons like embryo freezing, frozen embryo transfers (FET), and preimplantation genetic testing (PGT), and enhancement protocols. 

Because IVF pricing is not standardized and different clinics can charge wildly different prices for the same services, it’s important to request a detailed, itemized quote from any clinic you’re considering.

What’s Typically Included in an IVF Cycle in Cincinnati

Though treatment is customized for each patient, all IVF cycles in Cincinnati include the following core steps:

• Monitoring appointments: Frequent bloodwork and ultrasound visits during ovarian stimulation to track follicle development, uterine lining receptivity, and to adjust medications accordingly

• Egg retrieval: A short outpatient procedure performed under anesthesia to collect mature eggs for fertilization

• Fertilization: Eggs are fertilized in the lab using either conventional IVF or intracytoplasmic sperm injection (ICSI), depending on sperm quality or previous fertilization history

• Embryo development: Embryos are cultured and evaluated for quality over several days to identify the best candidates for transfer or freezing

• Embryo transfer: A fresh embryo may be transferred within a few days post-retrieval, or embryos may be frozen for transfer in a later cycle

• Fertility medications: Medication costs in Cincinnati typically range from $2,000 to $8,000 per cycle and are often billed separately from the clinic’s base package

Additional IVF Costs to Consider in Cincinnati

Even with a base IVF package, many patients find that the total cost of care rises due to the need for additional services not included in the initial price. Common extra expenses include:

• Fertility medications: As noted above, costs typically range from $2,000 to $8,000 depending on the stimulation protocol and pharmacy used

• Embryo or egg freezing and storage: Initial freezing procedures generally cost $600 to $1,000, with ongoing storage billed monthly or annually

• Frozen embryo transfer (FET): If you choose or need to use frozen embryos in a later cycle, a separate FET procedure is required, typically costing $3,500 to $5,000 in Cincinnati

• Preimplantation genetic testing (PGT): This optional test screens embryos for genetic conditions and chromosomal abnormalities. It usually adds $4,000 to $5,000 and requires embryo freezing and a subsequent FET

• Donor eggs: IVF cycles using donor eggs are significantly more expensive. CNY Fertility offers donor egg IVF starting at $14,000, while most full-service clinics in Cincinnati charge between $25,000 and $40,000

• Implantation and immune support therapies: These may include IVIG, intralipids, Neupogen, or hormone protocols, with total costs ranging from a few hundred dollars to over $5,000, depending on frequency and dosing

• Multiple cycles: As success rates decline with age—particularly over age 40—many patients undergo more than one IVF cycle, and may need to use donor eggs and other enhancement protocols, further increasing total expenses

Affordable IVF Options for Cincinnati Residents at CNY Fertility

Due to the high cost of IVF in the Cincinnati area, many patients choose to travel for more affordable care. CNY Fertility offers one of the lowest-cost full-service IVF programs in the U.S., with a comprehensive package starting at $5,769.

Many patients use a hybrid model: they complete early monitoring (bloodwork and ultrasounds) locally in Cincinnati, then travel to a full-service CNY Fertility location for the egg retrieval and embryo transfer. Approximately 50% of CNY Fertility patients use this model. 

What’s Included in CNY Fertility’s $5,769 IVF Package

This all-inclusive package covers all essential services, including medications, along with other services that are often billed as separate add-ons at other clinics:

• Egg retrieval with anesthesia

• Intracytoplasmic sperm injection (ICSI)

• Embryo culture and monitoring

• Assisted hatching

• Fresh embryo transfer

• Embryo freezing and short-term storage

• Standard fertility medications for stimulation and early pregnancy support

Other Costs to Plan For

Although most major services are included, a few additional costs apply:

• Local monitoring in Cincinnati: Around $995 for labs and ultrasounds, with some coverage possible through insurance

• Cycle coordination fee: $150, covering communication between your local provider and the CNY team

Is It Worth Traveling for IVF?

In most cases, yes. Even after accounting for travel-related expenses such as flights, lodging, and meals, many Cincinnati-based patients complete a full IVF cycle at CNY Fertility for under $10,000—often saving thousands compared to clinics in their local area.

Want to Learn More?

Use CNY Fertility’s online cost calculator to get a personalized cost estimate, or schedule a consultation to explore whether this affordable, travel-friendly care model is right for you.

Does Insurance Cover IVF in Cincinnati, Ohio?

Ohio does not have a law requiring insurance coverage for IVF. Coverage in Cincinnati depends entirely on your employer’s plan and whether it includes fertility benefits.

Some employers offer fertility coverage through third-party platforms such as Progyny, WIN Fertility, Carrot, Kindbody, or Maven, which may include full or partial IVF coverage, medications, and even donor services.

Coverage can vary widely. Some plans may only pay for fertility testing or intrauterine insemination (IUI), while others offer partial or full IVF benefits.

To determine what’s included:

• Review your plan documents

• Contact your HR department

• Call your insurance provider and ask about IVF coverage, medication benefits, cycle limits, and exclusions

For those without coverage, CNY Fertility offers flexible financing options, multi-cycle discounts, and low-cost payment plans.

IVF Cost in Cincinnati: The Takeaway

For many patients, IVF represents both a medical and financial journey. In Cincinnati, the high price of treatment, especially with additional services or multiple cycles, can place a heavy burden on families.

If cost is a consideration for you, CNY Fertility, with pricing that starts at $5,769, bundled services, and nationally respected care, makes IVF more accessible without compromising on quality.