How Much Does IVF Cost in New Mexico? Breaking Down the Prices

IVF is one of the most common fertility treatments paid for out of pocket. Because of that, one of the first questions people in New Mexico ask is: “How much is IVF going to cost?”

The tricky reality is that prices vary widely depending on the clinic, what’s included, and what gets billed as an add-on.

With clinic fees, medications, and common additional procedures like FET or PGT, as well as the likelihood of more than one cycle, it’s easy to feel unsure about the total financial commitment.

In this guide, we’ll break down what you’re actually paying for, and how to plan and save.

Quick Answer: What Does IVF Cost in New Mexico?

A single IVF cycle in New Mexico typically ranges from $15,000 to $25,000, depending on the clinic and whether medication and laboratory services are included in the advertised price.

Some clinics list lower base pricing, but the total cost can increase once medications, lab procedures such as ICSI, and embryo and egg freezing are factored in.

By comparison, at CNY Fertility, a complete IVF cycle, including services that many New Mexico clinics charge extra for, costs $7,295 to around $12,000.

What Drives the Cost of IVF in New Mexico?

IVF costs in New Mexico usually fall between $15,000–$25,000, while the same complete cycle at CNY Fertility ranges from $7,295–$12,000.

These significant differences are influenced by several factors, including:

• the clinic you choose

• medication protocol and dosage

• procedures like PGT or Frozen Embryo Transfer (FET)

• donor eggs or donor sperm

• insurance coverage

• clinic location

• your individual treatment needs

Let’s explore each of these in more detail.

1. Clinic Choice

Clinic choice is the most influential factor in IVF cost.

There’s no standardized pricing for IVF in New Mexico, and two clinics may charge very different prices for the same services.

Larger cities such as Albuquerque and Santa Fe tend to have higher treatment costs than smaller surrounding areas.

At CNY Fertility, a full IVF cycle that costs $15,000–$25,000 in New Mexico is available for $7,295–$12,000, often including services that New Mexico clinics bill separately. The most convenient location for many New Mexico residents will be CNY Fertility Colorado Springs; however, there are several full-service CNY locations that specialize in treating travel patients across the U.S. 

2. Medications ($2,000–$7,000)

Most clinics in New Mexico do not include medication in their advertised IVF price.

Medication costs typically add $2,000–$7,000 per cycle, depending on:

• protocol and dosage

• brand vs. generic medications

• pharmacy pricing

As a larger clinic, CNY Fertility leverages its stature to benefit patients by negotiating medication discounts. An IVF package that bundles medications can save patients roughly $2,000–$3,000 per cycle compared to retail pharmacy pricing.

3. Laboratory Procedures and Add-Ons

Many laboratory services improve fertilization and embryo development, but New Mexico clinics often charge for them individually.

At CNY Fertility, these services are included in the base IVF package.

4. Frozen Embryo Transfer (FET)

FET involves thawing embryos created in a prior stimulation cycle and transferring them later.

In New Mexico, FET typically costs $4,000–$5,000, depending on the clinic.

At CNY Fertility, a full FET, including monitoring and transfer, costs around $1,940.

Patients often choose FET when:

• doing preimplantation genetic testing (PGT)
• doing gender selection
• the uterine lining needs more time to prepare
• transferring frozen embryos from a previous cycle

5. Preimplantation Genetic Testing (PGT)

Preimplantation Genetic Testing (PGT) screens embryos for chromosomal abnormalities before transfer.

In New Mexico, PGT averages around $4,500, which includes the embryo biopsy and lab testing.

At CNY Fertility, the typical total for PGT is $2,000–$3,000, depending on the number of embryos tested.

PGT generally requires embryos to be frozen, so a Frozen Embryo Transfer is needed for transfer.

6. Donor Eggs and Donor Sperm

Donor eggs can add $15,000–$30,000 to the total cost of IVF in New Mexico.

At CNY Fertility, the in-house donor egg package starts at $9,453 and includes:

• 6 fresh donor eggs

• ICSI

• Assisted Hatching

• Cryopreservation

• Frozen Embryo Transfer (FET)

Donor sperm typically costs $400–$2,000 per vial, depending on the bank and vial type.

7. Insurance Coverage

New Mexico does not require insurance companies to cover IVF.

Some employer-sponsored plans include fertility testing or procedures, but comprehensive IVF coverage is uncommon.

Even with coverage, deductibles and copays usually apply.

Always check your plan details to see:

• whether IVF is covered

• what portions of treatment apply

• whether medication or monitoring counts as a covered service

8. Clinic Location

As in many states, larger metropolitan areas tend to have higher pricing due to demand and operating costs. However, prices can vary dramatically between clinics, even within the same city.

9. Your Unique Needs

Your age, ovarian reserve, sperm quality, medication needs, and treatment history all influence cost.

While some patients succeed on their first cycle, many need more than one retrieval or transfer to achieve a live birth.

How Many IVF Cycles Do Most People Need?

Multiple studies show that most patients require more than one IVF cycle to achieve a live birth.

The average number of cycles needed is approximately 2.3, meaning many people will need two or more retrievals or transfers.

When one IVF cycle in New Mexico ranges $15,000–$25,000, total costs can reach $30,000–$60,000 or more for multiple cycles.

At CNY Fertility, two complete cycles typically range $15,000–$24,000, depending on medications and add-on services.

Beware of “Sticker Prices”

Many New Mexico clinics advertise a “base” price that includes only part of the treatment.

Often excluded:

• medications

• ICSI

• anesthesia

• assisted hatching

• cryopreservation

• storage fees

Always request an itemized cost breakdown before committing to treatment.

CNY Fertility is committed to transparent pricing and offers an interactive Cost Calculator so patients can estimate total costs upfront.

Ways to Make IVF More Affordable

1. FSA and HSA Accounts

Use pre-tax dollars from an FSA or HSA to save 20–30% on eligible IVF expenses.

2. Travel for Affordable Care

Thousands of people travel to CNY Fertility each year, saving tens of thousands of dollars — even after airfare and lodging.

3. Financing

CNY Fertility offers in-house payment plans with 100% approval and as little as 25% down.

Many clinics also partner with third-party lenders.

4. Refund and Shared-Risk Programs

CNY’s Fertile Guarantee™ offers a 75% refund on six IVF cycles for $20,000 if no live birth is achieved.

5. IVF Grants

Local and national IVF grants, including the CNY IVF Grant, can help reduce or completely cover treatment costs.

The Bottom Line on IVF Costs in New Mexico

A complete IVF cycle in New Mexico typically ranges from $15,000–$25,000, and most patients need more than one cycle to achieve a live birth.

At CNY Fertility, the same treatment ranges from $7,295 to $12,000, including services that New Mexico clinics often bill separately.

With transparent pricing, discounted medications, financing options, and grant opportunities, growing your family may be far more affordable than you expect.

IVF Cost FAQ

How much does IVF cost in 2025?

Most New Mexico clinics charge $15,000–$25,000 per IVF cycle. At CNY Fertility, complete cycles range from $7,295–$12,000, including retrieval, ICSI, assisted hatching, and cryopreservation.

Why does IVF pricing vary so much?

Costs depend on the clinic, location, medications, and add-on procedures like PGT or FET. Each of these impacts total price.

How much do IVF medications cost?

Typically $2,000–$7,000 per cycle. CNY Fertility offers discounted medication packages that can save $2,000–$3,000.

What is the cost of a Frozen Embryo Transfer (FET)?

In New Mexico, FET costs $995–$4,000. At CNY Fertility, FET costs around $1,940, including monitoring.

How much does genetic testing (PGT) cost?

Around $4,500 in New Mexico. At CNY Fertility, PGT costs $2,000–$3,000, depending on the number of embryos tested.

Does insurance cover IVF in New Mexico?

New Mexico does not mandate IVF coverage. Coverage depends on employer benefits and policy details.

How many IVF cycles do most people need?

On average, two or more cycles are needed for a live birth. Total costs can reach $30,000–$60,000 in New Mexico or $15,000–$24,000 at CNY Fertility.

How can I reduce my IVF costs?

Use FSA/HSA funds, apply for grants, explore shared-risk programs, or travel to affordable clinics like CNY Fertility.

How much does IVF with gender selection cost?

In New Mexico, IVF with gender selection often totals $25,000–$35,000, including IVF, medications, and PGT-A. At CNY Fertility, this treatment ranges around $10,000–$12,000 depending on medications and number of embryos tested.

How much does reciprocal IVF cost?

New Mexico clinics typically charge $20,000–$30,000. At CNY Fertility, reciprocal IVF, including both partners’ monitoring, egg retrieval, fertilization, and embryo transfer, costs $8,000–$10,000, with a Frozen Embryo Transfer priced at $945 if needed.