How Much Does IVF Cost in Denver?

For people in the Denver area exploring in vitro fertilization (IVF), one of the first questions that often comes up is: How much does IVF cost in Denver?
As you’ll soon discover, the answer varies widely. It will ultimately depend on the clinic, what’s included in the quoted price, and what additional steps you might need based on individual medical needs.
Between clinic fees, fertility medications, common add-ons like frozen embryo transfer (FET) and preimplantation genetic testing (PGT), and the potential need for multiple cycles, calculating the true cost of IVF in Denver can feel complex.
This guide breaks down what you’re actually paying for, highlights fees that are often separate from base pricing, and explains how Denver patients can access more affordable IVF options without sacrificing quality.
Quick Answer: What Does IVF Cost in Denver?
The typical cost of a single IVF cycle in Denver ranges from $17,000 to $30,000, depending on the fertility clinic and whether key services are included.
Many Denver clinics promote a low “base price” that excludes essential components such as:
- Fertility medications
- ICSI
- Assisted hatching
- Embryo freezing
- Anesthesia
- Storage fees
By comparison, CNY Fertility offers comprehensive IVF packages that include many commonly excluded services for $7,295–$12,000.
This makes CNY one of the most affordable IVF options for Colorado residents.
Cost Comparison: Denver Clinics vs. CNY Fertility
| Average Denver Clinic | CNY Fertility | |
|---|---|---|
| Cost per IVF cycle | $12,000–$27,000 | $7,295–$12,000 |
| Medication included? | No (adds $2,000–$7,000) | Discounted medication bundles save $2,000–$3,000 |
| ICSI | Often additional ($1,500) | Included |
| Assisted Hatching | Extra ($500–$1,500) | Included |
| Embryo Freezing | Extra $1,000–$2,000 + storage fee | Included (first-year storage ~$600) |
| Fresh Transfer | Usually included | Included |
Why IVF Prices Vary in Denver
Most Denver clinics charge between $17,000 and $30,000 per cycle, while the same full-service cycle at CNY Fertility typically costs $7,295–$12,000. So, what accounts for these broad cost ranges?
Price differences are influenced by:
- Medication type and dosing
- Clinic pricing models
- Insurance coverage
- Add-on procedures
- number of cycles needed to “bring home a baby”
- Location and operational costs
Below, we’ll dive deeper into the biggest cost contributors.
1. Clinic Choice
Your choice of clinic is often the largest factor in total cost.
Most Denver clinics operate in high-cost medical markets where overhead and patient volume influence pricing. There is no standardized pricing across IVF clinics, meaning two clinics may charge significantly different prices for the same service.
2. IVF Medications: $2,000–$7,000
Medications are often billed separately and can dramatically increase the total IVF cost.
Medication pricing depends on:
- Treatment protocol
- Individual hormonal needs
- Insurance coverage
- Pharmacy pricing
CNY Fertility partners with pharmacies to offer pricing that helps Colorado patients save $2,000–$3,000 per cycle.
3. Lab Procedures and Add-Ons
Many Denver clinics charge additional fees for procedures that help make IVF more successful.
| Service | Denver Average | CNY Fertility | Notes |
|---|---|---|---|
| ICSI | ~$1,500 | Included | Standard at CNY |
| Assisted Hatching | ~$500–$1,500 | Included | Standard at CNY |
| Embryo Cryopreservation | ~$1,000–$2,000 | Included | First-year storage ~$600 |
These services can add thousands to the final price. At CNY, they’re bundled into the base IVF package.
4. Frozen Embryo Transfer (FET) Cost in Denver
If embryos are frozen for later use, an FET cycle will be required.
- Denver clinics: $4,000–$6,000
- CNY Fertility: Around $1,940
Common reasons for FET:
- Embryos tested with PGT for genetic abnormalities and/or to choose gender.
- Freeze-all cycles (where the plan is that all embryos created will be frozen for future FET).
- To give more time for the uterine lining to be optimized for implantation.
- A future transfer of extra embryos after a previously successful IVF cycle.
| Average Denver Clinic | CNY Fertility | |
|---|---|---|
| FET cost | $4,000–$6,000 | Around $1,940 |
| Monitoring included? | Often extra | Included |
| Embryo storage fees | Typically added | First-year storage ~$600 |
5. PGT Cost in Denver
Preimplantation genetic testing (PGT) evaluates embryos for chromosomal abnormalities before transfer.
Denver cost: $4,000–$6,000 (+ FET)
CNY Fertility: $2,000–$3,000 (FET ~$945 when bundled)
| Average Denver Clinic | CNY Fertility | |
|---|---|---|
| PGT-A | $4,000–$6,000 | $2,000–$3,000 |
| Requires FET? | Yes ($4,000–$6,000) | Yes ($945 when bundled) |
6. Donor Eggs and Donor Sperm
Donor eggs significantly increase IVF cost.
- Denver donor egg cycle: $18,000–$35,000+
- CNY Fertility donor egg package: $9,453, which includes:
- 6 fresh donor eggs
- ICSI
- Assisted hatching
- Cryopreservation
- Frozen embryo transfer
Donor sperm typically ranges $400–$2,000 per vial.
| Average Denver Clinic | CNY Fertility | |
|---|---|---|
| Donor Egg Cycle | $18,000–$35,000+ | $9,453 all-inclusive |
| Donor Sperm | $400–$2,000 per vial | Similar (bank-dependent) |
7. Insurance Coverage in Colorado
Colorado has enacted a fertility insurance mandate, but not all employers are required to comply. Benefits vary widely.
Coverage may or may not apply to:
- Diagnostic testing
- IVF cycles
- Medications
- Monitoring
- FET
- Storage fees
Contact your provider directly to verify your plan’s fertility coverage details.
8. Clinic Location
Prices are generally highest in dense metro areas like Denver, Boulder, and Colorado Springs. Clinics outside these areas may offer lower pricing, though availability is limited.
Fortunately, for Denver patients, CNY Fertility has a full-service clinic in Colorado Springs and a monitoring office in Denver, making it convenient for Denver residents to take advantage of CNY Fertility’s significant cost savings.
9. Your Personalized Treatment Plan
Your treatment plan depends on:
- Age
- Ovarian reserve
- Sperm quality
- Response to medications
- Past fertility history
These factors influence the various services you may need, and most critically, how many IVF cycles you will likely require before success.
How Many IVF Cycles Do People Typically Need?
Just over 50% of patients undergo more than one IVF cycle before having a successful pregnancy and birth.
Research suggests the average person completes about 2.3 cycles before a successful live birth.
If each Denver cycle costs $17,000–$30,000, two cycles may total $34,000–$60,000.
At CNY Fertility, two full cycles typically cost $14,000–$23,000, depending on add-ons and medication needs.
Be Cautious With “Base Price” Advertising
Many Denver clinics advertise a low starting price that excludes essentials like:
- Medications
- ICSI
- Embryo freezing
- Storage
- Anesthesia
Always request a complete cost breakdown.
CNY Fertility provides transparent pricing and a Cost Calculator to help estimate expenses.
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Ways to Make IVF More Affordable in Denver
1. Use HSA or FSA Funds
Using pre-tax dollars may reduce total IVF cost by 20–30%.
2. Consider Traveling for Lower-Cost Care
Many Denver patients travel to CNY Fertility in Colorado Springs and save thousands.
3. Financing Options
CNY offers financing with 100% approval and as little as 25% down.
4. Refund/Shared-Risk Programs
CNY’s Fertile Guarantee™ provides a 75% refund after six IVF cycles if there is no live birth.
5. IVF Grants
Some Colorado residents may qualify for regional or national IVF grants, including CNY’s own grant program.
Bottom Line: IVF Cost in Denver
A full IVF cycle in Denver typically costs $12,000–$27,000, not including common add-ons and medications.
CNY Fertility offers the same comprehensive IVF treatment for $7,295–$12,000, making it likely the most affordable IVF option for Denver patients seeking accessible, high-quality care.
IVF Cost FAQ: Denver
How much does IVF cost in Denver?
$12,000–$27,000 per cycle.
CNY: $7,295–$12,000 including retrieval, ICSI, and cryopreservation.
How much do IVF medications cost in Denver?
$2,000–$7,000.
CNY discounts save about $2,000–$3,000.
How much does an FET cost?
Denver: $4,000–$6,000
CNY: around $1,940.
How much does PGT cost?
Denver: $4,000–$6,000
CNY: $2,000–$3,000 + $945 bundled FET.
Does insurance cover IVF in Colorado?
Some plans do, depending on the employer’s qualifications under the state mandate.
How many cycles are usually needed?
Most patients need 2+ cycles.
Denver total: $24,000–$54,000
CNY: $14,000–$23,000 for two cycles.
How much does gender selection cost in Denver?
$25,000–$40,000
CNY: $10,000–$12,000
How much does reciprocal IVF cost?
Denver clinics: $20,000–$30,000
CNY: $8,000–$10,000, with FET $945 if needed.

