How Much Does IVF Cost in Denver?

By CNY Fertility Published on
How Much Does IVF Cost in Denver?

If you’re exploring IVF in Denver, having a clear sense of the expenses ahead can help you prepare both financially and emotionally.

IVF pricing in the area can vary based on the fertility clinic, the complexity of your individual needs, and whether you choose or need common optional services like embryo freezing, PGT (preimplantation genetic testing), or donor gametes. 

This overview breaks down typical IVF costs in Denver, outlines standard additional charges, and introduces lower-cost alternatives that offer equally high-quality care at a more accessible price point. What Drives the Cost of IVF in Denver? 

In Denver, the cost of a single IVF cycle—including standard fertility medications—typically ranges from $15,000 to $30,000. 

That said, many patients end up paying significantly more due to additional services that aren’t always included in the base package. Add-ons like hormone injections, PGT-A (genetic testing), embryo freezing, and storage fees can increase total costs by another $5,000 to $15,000 or more. 

Prices can also differ widely between clinics for the same procedures. 

To avoid unexpected costs, asking each clinic for a detailed, itemized estimate before you begin treatment is important. 

What’s Typically Included in an IVF Cycle in Denver 

If you’re beginning IVF treatment in Denver, it helps to understand the standard components of a typical cycle. While your care plan will be tailored to your individual needs, most IVF protocols follow a similar series of steps: 

  • Monitoring Appointments: During the stimulation phase, you’ll attend several visits for bloodwork and ultrasounds. These appointments allow your provider to track follicle development and adjust medications as needed. 
  • Egg Retrieval: This outpatient procedure is done under light sedation. Mature eggs are collected from the ovaries and immediately sent to the lab for fertilization. 
  • Fertilization Process: In the lab, eggs are combined with sperm using either traditional IVF or ICSI (intracytoplasmic sperm injection), especially when male fertility factors are present. 
  • Embryo Development: Fertilized eggs are cultured and monitored over several days. Embryologists evaluate which embryos are best suited for transfer or cryopreservation. 
  • Fertility Medications: Medications are essential throughout the cycle to stimulate egg growth and support implantation and are often billed separately. These can add $2,000 to $8,000 to your overall treatment cost, depending on the specific drugs prescribed. 

Additional IVF Costs to Keep in Mind in Denver 

While a base IVF package in Denver typically includes the above essential steps of treatment, many patients find that extra services, whether elective or medically necessary, can increase the total cost by $5,000 to $15,000 or more. 

Here are some of the most common add-on expenses you may encounter: 

Fertility Medications: Though mentioned above in the “essentials” section, medications are often billed separately and not listed on the clinic quote. In Denver, medication costs usually range from $2,000 to $8,000 per cycle, depending on your protocol. 

Embryo or Egg Freezing and Storage: If you plan to preserve unused embryos or eggs, expect to pay $600 to $1,000 for the initial freezing. Annual storage fees are additional and vary by clinic. 

Frozen Embryo Transfer (FET): If you’re doing a transfer with frozen embryos, you’ll need a separate FET cycle, which typically costs around $3,500 to $5,000 in the Denver area. 

Preimplantation Genetic Testing (PGT): PGT can screen embryos for chromosomal abnormalities before transfer. Costs are generally $4,000 to $5,000, including biopsy and lab analysis. Since embryos are frozen after testing, this also involves the cost of a future FET. 

Donor Eggs: Costs vary widely for patients using donor eggs. Budget-friendly programs at CNY Fertility start at around $14,000, while other clinics typically range from $25,000 to $40,000, including donor compensation, medications, legal support, and agency coordination. 

Implantation and Immune Therapies: Some clinics offer additional support like intralipid infusions, IVIG, or other immune-modulating treatments to improve implantation success. These can add $500 to $5,000 or more depending on the treatment plan. 

Age and Cycle Count

IVF success rates decline with age, particularly after 40, often requiring multiple cycles, genetic testing, or the use of donor eggs, all of which can significantly increase total treatment costs. 

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Lower-Cost IVF Options for Denver Residents at CNY Fertility 

For those seeking a more affordable alternative, traveling to CNY Fertility in Colorado Springs may offer major savings without sacrificing quality or care. 

Many patients from Colorado choose a hybrid approach. They handle initial monitoring, such as labs and ultrasounds, with a local provider, then travel to a CNY Fertility location for egg retrieval and embryo transfer.

CNY Fertility’s IVF Package: What’s Included for $5,769 

CNY Fertility offers an all-inclusive IVF package starting at just $5,769, which includes standard fertility medications.

This transparent, bundled rate covers many services that are often billed separately at other clinics. The package includes: 

  • Egg Retrieval with Anesthesia: A quick outpatient procedure to collect mature eggs after ovarian stimulation 
  • ICSI (Intracytoplasmic Sperm Injection): A commonly used fertilization technique, especially helpful for male-factor infertility 
  • Embryo Culture and Monitoring: Embryologists carefully observe embryo development to select the most viable options 
  • Assisted Hatching: A lab process that supports implantation by softening the embryo’s outer shell 
  • Fresh Embryo Transfer: Transfer of one or more embryos into the uterus a few days after fertilization 
  • Embryo Freezing and Storage: Cryopreservation of any remaining embryos for potential future use 
  • Standard Medications: Includes essential fertility medications for stimulation and early hormonal support 

Additional Costs to Be Aware of for Denver Patients 

  • Local Monitoring: Most patients complete their bloodwork and ultrasounds with a local provider, typically costing around $995. Insurance may reimburse part of this, depending on your coverage. 
  • Cycle Coordination: CNY charges a $150 fee to coordinate care with your local provider, ensuring smooth communication and continuity. 

Does Traveling from Denver Make Financial Sense? 

Even when you factor in driving, accommodations, and meals, many Denver-area patients are able to complete an entire IVF cycle with CNY Fertility for under $10,000 total. That’s still significantly less than what many local clinics charge for IVF alone. 

Interested in Exploring This Option? 

You can use CNY Fertility’s cost calculator to estimate your total expenses or schedule a consultation to find out if this travel-based model is a good fit for your fertility journey. 

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The above calculation is for simulation purposes only. It is reflective of self-pay pricing, includes highly variable estimates paid to CNY and third parties, and national averages obtained through internal research, FertilityIQ, ASRM, and Resolve. Billing through insurance will likely result in substantially different fees. CNY Fertility does not warrant or guarantee any price for services conducted or rendered by a third party and recommends everyone obtain written estimates from any medical facility involved in your treatment as well as verification of coverage from your insurance company prior to beginning treatment.

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Does Insurance Cover IVF in Denver? 

Yes, many insurance plans in Colorado now cover IVF under the Colorado Building Families Act, effective January 1, 2023. This law requires fully insured large group health plans issued in Colorado to include fertility coverage. 

Most plans cover:

  • Infertility diagnosis and treatment
  • up to three egg retrievals
  • unlimited embryo transfers
  • standard fertility preservation
  • Fertility medications are treated the same as other prescriptions. 

Coverage applies to individuals and couples, including single patients and LGBTQ+ families. 

However, some plans are exempt: 

  • Self-insured employer plans (federally regulated) 
  • Individual and small group plans (unless federal rules change) 
  • Religious employers with approved exemptions 

To find out if you’re covered: 

  • Review your insurance plan or ask your HR department 
  • Contact your insurer for benefit details 
  • Ask your fertility clinic—they often help verify coverage 
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IVF Costs in Denver: What You Should Know 

In Denver, a single IVF cycle typically runs between $17,000 and $30,000, including standard fertility meds. But that’s just the starting point. Your final bill can climb depending on the clinic, your medical profile, and any extras you opt into. 

Add-ons like embryo freezing, frozen embryo transfers (FET), and preimplantation genetic testing (PGT) can tack on thousands more, turning what starts as a hopeful plan into a serious financial stretch. 

If cost is a concern, it might be time to think beyond Denver. Clinics like CNY Fertility offer IVF packages starting at $5,769, with medications included. That’s not just affordable, it’s one of the best deals in the country, without cutting corners on quality.