Frozen Embryo Transfer (FET) Cost: What You Need to Know
A Frozen Embryo Transfer (FET) is one of the most common add-on procedures used with in vitro fertilization (IVF). And it’s an essential step for those who have embryos created and stored from a previous cycle.
Because many patients complete more than one IVF cycle or plan for multiple transfers from a single retrieval, one of the most important questions becomes: “How much does a Frozen Embryo Transfer cost?”
As with all fertility treatments, the answer varies depending on the clinic, what’s included in the quoted cost, medication needs, and whether you have insurance coverage. In this guide, we’ll break it all down.
Quick Answer: What Does a Frozen Embryo Transfer Cost?
Across the United States, the average cost of a Frozen Embryo Transfer ranges from $4,000-$6,900
At CNY Fertility, the same complete FET, including medications and monitoring, costs around $1,940
| Cost Category | National Average | CNY Fertility Cost | Notes |
|---|---|---|---|
| Frozen Embryo Transfer (FET) Cycle | $4,000–$6,900 | ~$1,940 | Includes monitoring (and meds if FET was purchased as part of an IVF bundle) |
Why are FETs Used?
A Frozen Embryo Transfer is used with IVF when:
- embryos are tested (PGT) for genetic abnormalities and/or to choose gender
- there is a Freeze-All cycle, where the plan is that all embryos created will be frozen for future transfer
- the patient needs more time for the uterine lining to be optimized for implantation
- doing a future transfer of extra embryos after a previously successful IVF cycle
Why FET Costs Vary
As with IVF, the cost of a frozen embryo transfer is influenced by several key factors:
• The clinic you choose
• Medication protocol
• Whether additional laboratory procedures are needed or chosen, such as PGT genetic testing and gender selection
• Insurance coverage
Below is a closer look at what affects FET pricing.
1. Clinic Choice
Clinic pricing is the single largest variable.
Most clinics charge about $5,000 for a frozen embryo transfer, though it can be more depending on the treatment plan.
At CNY Fertility, a full FET cycle costs around $1,940, offering significant savings while still providing comprehensive medical monitoring and transfer services.
2. Medications
Medication usage for FET varies widely depending on whether the cycle is natural or medicated.
- For medicated cycles, the clinic prescribes estrogen (and often progesterone) to prepare the uterine lining and schedule the transfer.
- For natural or non-medicated FET, the clinic monitors the patient’s natural ovulation and hormone cycle. There are no (or minimal) external hormones used.
At most clinics, a medicated cycle adds 20-30% more to the base price. But at CNY Fertility they are included when the FET is purchased as part of an IVF bundle.
3. Additional Laboratory Services
Depending on your needs, an FET cycle may also include laboratory steps such as:
| Service | National Average | CNY Fertility | Notes |
|---|---|---|---|
| Assisted Hatching | $500-$1,500 | Included | Standard at CNY |
| Cryopreservation | $1,000-$2,000 (plus storage fee) | Included | First-year storage $600 |
| ICSI | $1,500 | Included | Standard at CNY |
These services are often billed separately at other clinics but are included in IVF treatments with FET at CNY Fertility. The
4. Preimplantation Genetic Testing and FET
Patients undergoing PGT require a Frozen Embryo Transfer because embryos must be frozen while awaiting results.
Nationally, PGT costs $4,000–$5,000, while at CNY Fertility, the total cost of PGT is $2,000–$3,000, depending on the number of embryos tested.
5. Donor Eggs and Donor Sperm
If donor eggs or sperm were part of the original IVF cycle, that can also influence the total cost.
- Nationally, donor eggs can add up to $20,000.
- At CNY Fertility, an in-house donor egg cycle starts at $9,453 and includes an FET:
Donor sperm generally ranges from $400–$2,000 per vial, depending on the bank and vial type.
6. Insurance Coverage
Only about 25% of Americans have fertility insurance coverage, and even then, coverage varies widely.
Some plans may cover:
• Monitoring
• Diagnostic testing
• Medications
Others may exclude FET altogether. So, it’s important to verify your possible benefits before beginning a cycle.
How Many FET Cycles Do Most People Need?
Success rates vary based on age, embryo quality, and diagnosis. Because most patients need more than one IVF cycle to achieve a live birth, many also undergo multiple frozen transfers, especially if multiple embryos were created earlier.
It is wise to budget for at least 2 IVF cycles, with at least 1 requiring an FET.
Nationally, this totals between $40,000-$60,000, but at CNY Fertility, this comes out to around $16,520
Use our cost calculator below to get a clear estimate of what IVF with a Frozen Embryo Transfer can cost for you:
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The above calculation is for simulation purposes only. It is reflective of self-pay pricing, includes highly variable estimates paid to CNY and third parties, and national averages obtained through internal research, FertilityIQ, ASRM, and Resolve. Billing through insurance will likely result in substantially different fees. CNY Fertility does not warrant or guarantee any price for services conducted or rendered by a third party and recommends everyone obtain written estimates from any medical facility involved in your treatment as well as verification of coverage from your insurance company prior to beginning treatment.
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Ways to Make a Frozen Embryo Transfer More Affordable
There are several ways to reduce the cost of FET:
1. FSA or HSA Accounts
Use pre-tax dollars to save 20–30% depending on tax bracket.
2. Travel for Affordable Care
Over 10,000 patients travel to CNY for treatment because the total cost, even with airfare and lodging, is still usually thousands of dollars lower than treatment elsewhere.
3. Financing
CNY offers in-house financing with 100% approval and as little as 25% down.
4. Grants and Discount Programs
Grant programs like the CNY IVF Grant can offset or fully cover treatment.
The Bottom Line on FET Cost
The average Frozen Embryo Transfer cost in the U.S. is around $5,000, and can be higher depending on add-ons, medications, and monitoring.
At CNY Fertility, the same complete cycle, including monitoring, costs about $1,940.
For many patients, transparent pricing, financing, grant opportunities, and bundled treatment options make FET more accessible and financially manageable.
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