Pricing, payment plans, insurance coverage, guarantee programs, and everything else you need to make your fertility treatment a reality. Welcome to Making Priceless Affordable®.
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Treatment with Medication Packages
Our treatment with medication packages make care simpler and more affordable by pairing IVF or Egg Freezing with a comprehensive medication package. Each package provides more than $500 in savings beyond our standard pricing, which is already one-third the national average. Because of the simplicity and savings, nearly all of our self-pay patients choose a package
IVF Package
$6,300If financed, package price is $6,800 with $3,400 down + additional fees.
Treatment Includes
IVF Medication Package
Retrieval + Anesthesia
Embryo Culture
ICSI Fertilization
Assisted Hatching
Fresh Transfer w/ Embryo Glue
Cryopreservation
Egg Freezing Package
$4,800If financed, package price is $5,300 with $2,650 down + additional fees
Treatment Includes
Egg Freezing Medication Package
Retrieval + Anesthesia
Egg Culture
Cryopreservation
1/1
Our IVF package includes Follistim, Provera, Ganirelix, hCG-LH supplement, Lupron, Pregnyl, Letrozole, Prometrium, PIO, and Estrace. The Egg Freezing package includes the same medications, excluding Ganirelix, Prometrium, PIO, and Estrace, which are not part of CNY’s egg-freezing protocol. The medication packages are based on a stimulation of 10 days. Additional medications may be needed based on individual responses or medical protocols and will need to be purchased separately.
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Installments Fee
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Total to CNY
This is the estimated total paid directly to CNY Fertility for services rendered by CNY.
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Estimated 3rd Party Costs
This is the estimated total paid to third-party facilities for things like medications (which are paid directly to a pharmacy) ultrasound and bloodwork monitoring (if that is not being done at CNY), genetic testing of embryos, and more. The cost of third-party services is highly variable and estimates should always be collected or calculated carefully yourself prior to beginning treatment. CNY Fertility provides these estimates based on internal research for the general convenience of our current and prospective patients. While we intend for these estimates to be accurate, third-party costs are highly variable and CNY Fertility does not warrant or guarantee any price for services conducted or rendered by a third party.
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Grand Total
This is the estimated total paid directly to CNY Fertility for services rendered by CNY.
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National Average:
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The above calculation is for simulation purposes only. It is reflective of self-pay pricing, includes highly variable estimates paid to CNY and third parties, and national averages obtained through internal research, FertilityIQ, ASRM, and Resolve. Billing through insurance will likely result in substantially different fees. CNY Fertility does not warrant or guarantee any price for services conducted or rendered by a third party and recommends everyone obtain written estimates from any medical facility involved in your treatment as well as verification of coverage from your insurance company prior to beginning treatment.
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Our extensive network of accepted insurance providers covers around 50% of our patients (either partially or in full). Remember, your specific insurance plan is more important than your insurance provider as each company has many plans (some cover treatment and others do not).
We accept Aetna, ALL Blue Cross Blue Shield Plans (i.e. Empire Blue Cross Blue Shield, Bluecard, Healthnow Blue Cross Blue Shield, Excellus BCBS Northeastern NY, Excellus BCBS Western NY, etc.), Federal Blue Cross Blue Shield, CDPHP (Capital District Physicians Health Plan), Champva, Cigna, Emblem Health, Empire Plan of United HealthCare, Independent Health, NOVA Health, Lifetime Benefit Solutions, Martin’s Point, MVP, Oxford of United HealthCare, 1199 SEIU, Progyny, Tricare/Humana Tricare, UMR (United Medical Resources), United Healthcare, Univera, HealthCare, US Family Health, and WINFertility. We do not accept any Marketplace, Medicaid, Managed Medicaid Plans, or other plans not listed. Insurance accepted varies by office location.Progyny members – please contact your designated Progyny representative to verify covered services at our locations.
Putting It All Together
Determining Your Insurance Coverage and Financial Package
Simply take a quick pic and upload it to our patient portal.
Our team does some investigating
We’ll upload what we find in the patient portal for you. It’s also a great idea to speak directly with your insurance company to get an overview of coverage.
Review and discuss your coverage
Following your consultation, you’ll have the opportunity to meet with one of our financial counselors in a one-on-one setting to implement your financial plan. That may involve submitting prior authorizations to your insurance, arranging for payment of your treatment in full, or setting up a payment plan.
Start your treatment
After having your consult and finances in order (amongst a few other logistics), you’ll be ready to start treatment.
Our Insurance audit is very helpful in determining coverage so patients can plan for any expected out-of-pocket costs. However, it is not a guarantee of coverage, so we always recommend that you speak directly with your insurance provider to get an official document detailing your coverage.
Shared Risk Refund Program
The Fertile Guarantee™
The Fertile Guarantee™ is an IVF and Donor Egg Refund Program that gives our patients the assurance that they will walk away with a child. We offer a 75% refund if all cycles are completed without attaining a live birth, the packages must be paid in full prior to starting the first cycle and no refund is given if any of the cycles are indeed successful.
IVF Guarantee Package Female Age Under 35
$200006 IVF cycles
Up to 6 Retrievals + Anesthesia
Lab Fees: ICSI & Assisted Hatching
Unlimited Transfers (including FETs)
Cryopreservation + 1 yr of storage
Not Included
Diagnostic Testing
Genetic Testing
Medications
Monitoring
IVF Guarantee Package Female Age 35-36
$240006 IVF cycles
Up to 6 Retrievals + Anesthesia
Lab Fees: ICSI & Assisted Hatching
Unlimited Transfers (including FETs)
Cryopreservation + 1 yr of storage
Not Included
Diagnostic Testing
Genetic Testing
Medications
Monitoring
IVF Guarantee Package Female Age 37-39
$280006 IVF cycles
Up to 6 Retrievals + Anesthesia
Lab Fees: ICSI & Assisted Hatching
Unlimited Transfers (including FETs)
Cryopreservation + 1 yr of storage
Not Included
Diagnostic Testing
Genetic Testing
Medications
Monitoring
Donor Egg Guarantee - No Age Restriction Fresh Egg Fresh Transfer
$388503 Fresh Egg Fresh Transfer Cycles
Up to 18 Fresh Eggs (guarantee 3 transfers)
Lab Fees: ICSI & Assisted Hatching
Unlimited Transfers (including FETs)
Cryopreservation + 1 yr of storage
Not Included
Diagnostic Testing
Genetic Testing
Medications
Monitoring
Donor Egg Guarantee - No Age Restriction Fresh Egg Frozen Transfer
$338503 Fresh Egg Frozen Transfer Cycles
Up to 18 Fresh Eggs (guarantee 3 transfers)
Lab Fees: ICSI & Assisted Hatching
Unlimited Transfers (including FETs)
Cryopreservation + 1 yr of storage
Not Included
Diagnostic Testing
Genetic Testing
Medications
Monitoring
1/1
Must not have IVF insurance coverage, Day 3 FSH<9 AMH>1, Estradiol <100, must not have failed more than 3 previous IVF cycles, ability to generate endometrial lining thickness of 7mm, no hydrosalpinx, no significant uterine fibroids (unless corrected with surgery), sperm used must not be indicative of azoospermia or oligospermia. AMH, FSH, Estradiol, and failed cycle restrictions do not apply to donor packages. Eligibility will ultimately be decided by a CNY physician. All embryos from each retrieval must be transferred prior to moving on to the next retrieval.
A Little Bit Extra
Additional Financial Programs
You didn’t think we stopped there, did you? Good, because we’ve still got a few incredible programs to show you!
Military and Veteran Discount: We honor and support the incredible sacrifice military personnel, veterans, and their families make for our country. We salute you and offer a 5% discount on stand-alone IUI, IVF, and FET services.
The CNY IVF Grant: We recognize the difficulty of fighting so hard to start your family and the incredible financial burden it can place on those without sufficient insurance coverage (pretty much everyone…) and offer one IVF Grant each month to our community.
If our internal payment plans don’t work for you, we also work with and accept Future Family and CapexMD fertility loans. Payments from Future Family and Capex do not qualify for our pay in full (cash, debit, or check) discounts.
Offers self-pay patients, those with no insurance or fertility coverage assistance with paying for their Gonal F, Cetrotide and Ovidrel medications. + Read More
A great resource to those seeking fertility care and similarly offers a few different programs for self-pay patients, those affected by cancer, and military veterans.